$440,000
- 3
- beds
- 2 full · 1 half
- baths
- 2,280
- sqft
- 2023
- year built
- 3
- beds
- 2 full · 1 half
- baths
- 2,280
- sqft
- 2023
- year built
- Status:
- Active
- MLS #:
- 100533357
- Neighborhood:
- The Terraces
- County:
- Pender
- Listed By:
- Katrina Talbott - Century 21 Coastal Advantage
- Agent Phone:
- (434) 579-0017
- Agent Email:
- fromheartstohomes@gmail.com
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
**Welcome Home to 1103 Terraces Lane - Where Style Meets Coastal Ease!** This beautifully maintained 3-bedroom, 2.5-bath home with a spacious loft is nestled in The Terraces, a sought-after natural gas community ideally located between Wilmington and Jacksonville. Inside, you'll find an open-concept layout with luxury vinyl plank flooring, a coffered ceiling in the dining room, and a gourmet kitchen featuring stainless steel appliances, ample cabinetry, and a central island perfect for entertaining. The primary suite offers a generous walk-in closet and a private ensuite with dual vanities and a spacious walk-in shower. Two additional bedrooms provide plenty of room for family or guests. Step outside to enjoy covered front and back porches—ideal for relaxing or hosting. The well-landscaped yard adds standout curb appeal, while the partially fenced backyard offers privacy without sacrificing peaceful views—perfect for morning coffee or evening unwinding. The community pool is just steps away, and you're within walking or biking distance to restaurants and shopping. All appliances will remain with the home, ensuring a smooth and seamless move-in experience. With a 2-car garage and easy access to area beaches, this home delivers the coastal lifestyle you've been dreaming of. Don't miss your chance—schedule a tour today and make 1103 Terraces Lane your new address!
Highlights
- Residential
- Single Family Residence
- Built in 2023
- 0.21 Acre Lot
- $1,080/yr HOA
- 2 Car Garage
- 408 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 2023
-
- Stories
- 2.0
-
- Construction Materials
- Vinyl Siding
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Garage Door Opener, Concrete, Garage Faces Front
-
- Living Area
- 2280.0
-
- Interior Features
- Walk-In Closet(s), Pantry, Kitchen Island, High Ceilings, Tray Ceiling(s)
-
- Appliances
- Dryer, Dishwasher, Refrigerator, Washer, Range
-
- Flooring
- Carpet
-
- Patio And Porch
- Covered, Patio, Porch
-
- Security Features
- Smoke Detector(s)
-
- Heating
- Electric, Heat Pump
-
- Basement
- None
-
- Acres
- 0.21
-
- Utilities
- Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
-
- Water
- Public
-
- County
- Pender
-
- City
- Hampstead
-
- Neighborhood
- The Terraces
-
- Zip Code
- 28443
-
- High School
- Topsail
-
- Middle School
- Surf City
-
- Elementary School
- Surf City
-
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preferred mortgage partner
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Company NMLS #: 1099098
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Estimated Value
$442,367
Estimated Sales Price Range:
$384,859 - $499,874
Source: Constellation Data Labs
Price History
| 04/07/2026 | Sold | $440,000 |
| Source: Hive MLS #100533357 | ||
| 10/07/2025 | Listed | $440,000 |
| Source: Hive MLS #100533357 | ||
| 10/01/2025 | Listed | $440,000 |
| Source: NCRMLS #100533357 | ||
| 09/12/2023 | Sold | $409,900 |
| Source: Hive MLS #100386589 | ||
| 05/25/2023 | Listed | $409,900 |
| Source: Hive MLS #100386589 | ||
Source: MLS Data
Deed History
| 09/12/2023 | Warranty Deed | $410,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 09/12/2023 | FHA | $367,024 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Hampstead
There are currently 174 properties available in Hampstead, with 27 under contract to close soon. Properties in the city have an average sale price of $592,519 and typically spend 114 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 1103 Terraces Ln?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1103 Terraces Ln.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 1103 Terraces Ln?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $440,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Hampstead, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 1103 Terraces Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1103 Terraces Ln at around $2,504. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 1103 Terraces Ln?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Pender County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 1103 Terraces Ln?
In most cases, yes. Whether 1103 Terraces Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Hampstead's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 1103 Terraces Ln?
We can handle that for you. Our preferred local agent specializes in residentials in Hampstead and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $440,000 with 2,280 sqft of space—that comes out to approximately $193 per square foot.
How long has this property been on the market?
1103 Terraces Ln was listed on October 01, 2025, which means it's been on the market for 408 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2023, making it approximately 3 years old.
What is the lot size of this property?
1103 Terraces Ln sits on a 0.21-acre lot, which is 9,148 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Surf City
- Middle: Surf City
- High: Topsail
Want to see how these schools compare? Check out our Pender County School Guide to see ratings, reviews, and more for the schools in the area.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $1,080 paid annually.
Is 1103 Terraces Ln still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, NCRMLS. All rights reserved.
Last Updated: June 30, 2026 at 03:43PM | Source: NCRMLS | MLS#: 100533357
