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Welcome to 1005 Terraces Ln, a Cameron Plan by Windsor Homes built in 2022 in The Terraces — where the layout makes sense and the back yard feels like your own little escape, fenced and backing to quiet woods. And it's a natural gas home, which you'll appreciate in more places than one. The main level is made for everyday living and easy entertaining: an open flow between the living room, warmed by a gas log fireplace, and a kitchen that delivers — white Shaker cabinets, granite countertops, subway tile backsplash, stainless appliances, a center island, corner pantry, and a gas stove & oven perfect for all your culinary needs. A first-floor bedroom and full bath with shower sit just off the foyer, ready for guests, a home office, or one-level convenience. Upstairs is where the home really gives you room to breathe. The primary suite with tray ceiling, double-sink vanity, walk-in shower, separate toilet, and a generous walk-in closet — joined by two more bedrooms, a third full bath, the laundry room, and a generously sized bonus space that is a perfect flex space to put a gym, media room, or play space. Sliding doors open to a partially covered deck overlooking that wooded back yard — and here's the detail grillers will love: there's a natural gas hookup for your grill right on the back porch, so you're never hauling a propane tank again. Picture slow mornings and long evenings in your own oasis. Walk to the community pool, enjoy the shared clubhouse and lake with kayak launch, and be at Surf City's beaches in about 10 minutes, with Harris Teeter and Lowe's just 3 minutes away. Nearly new, thoughtfully laid out, and easy to picture your life in — schedule your showing today. An ADT doorbell camera and smart alarm system are in place and can be activated by the new owner.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2022
  • 0.17 Acre Lot
  • $1,080/yr HOA
  • 4 Car Garage
  • 1 day on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2022
  • Stories
    2.0
  • Construction Materials
    Frame, Vinyl Siding
  • Foundation
    Slab
  • Garage Spaces
    4.0
  • Parking Features
    Paved, Garage, Garage Faces Front
  • Living Area
    2249.0
  • Interior Features
    Walk-In Closet(s), Pantry, Kitchen Island, High Ceilings, Tray Ceiling(s)
  • Appliances
    Dishwasher, Microwave, Refrigerator, Gas Cooktop, Gas Oven, Gas Water Heater
  • Flooring
    Carpet
  • Furnished
    Unfurnished
  • Exterior Features
    Gas Grill
  • Patio And Porch
    Covered, Deck, Front Porch
  • Pool Features
    None
  • Cooling
    Ceiling Fan(s), Zoned
  • Heating
    Electric, Heat Pump
  • Basement
    None

  • Acres
    0.17
  • View
    None
  • Utilities
    Cable Available, Natural Gas Available, Sewer Connected, Water Connected
  • Water
    Public

  • County
    Pender
  • City
    Hampstead
  • Neighborhood
    The Terraces
  • Zip Code
    28443
  • High School
    Topsail
  • Middle School
    Surf City
  • Elementary School
    Surf City

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Frequently Asked Questions

How do I schedule a tour of 1005 Terraces Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1005 Terraces Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1005 Terraces Ln?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $448,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Hampstead, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1005 Terraces Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1005 Terraces Ln at around $2,831. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1005 Terraces Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Pender County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1005 Terraces Ln?

In most cases, yes. Whether 1005 Terraces Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Hampstead's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1005 Terraces Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Hampstead and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $448,000 with 2,249 sqft of space—that comes out to approximately $199 per square foot.

How long has this property been on the market?

1005 Terraces Ln was listed on November 14, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2022, making it approximately 4 years old.

What is the lot size of this property?

1005 Terraces Ln sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Surf City
  • Middle: Surf City
  • High: Topsail

Want to see how these schools compare? Check out our Pender County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 1005 Terraces Ln?

The most recent public record shows annual property taxes for 1005 Terraces Ln were approximately $3,375. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,080 paid annually.

This covers access to community features including: Management.

Is 1005 Terraces Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Hive MLS. All rights reserved.

Last Updated: November 15, 2026 at 02:40PM | Source: Hive MLS | MLS#: 100616498