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Welcome to your mountain retreat in the prestigious gated community of Headwaters at Banner Elk, where luxury living meets breathtaking long-range views. This exceptional custom-built home is offered furnished and showcases remarkable craftsmanship, thoughtful design, and outstanding amenities throughout. Designed to comfortably accommodate family and guests, the home features four private primary suites, including one on the main level, two on the upper level, and one on the lower level. Above the oversized two-car garage, a spacious 21'6" x 38'5" bonus room offers endless possibilities for a media room, game room, office, bunk room, or additional living space. The gourmet kitchen features a gas range, granite countertops, and a custom island with built-in shelving. The adjoining great room offers soaring vaulted ceilings, stunning views, and a warm, inviting atmosphere. The lower level is designed for relaxation and recreation, featuring a comfortable den, wet bar, private gym, and a one-of-a-kind custom wine cellar highlighted by a floor crafted from pennies. Throughout the home, architectural details and vaulted ceilings enhance the sense of mountain elegance. Outdoor living is equally impressive. Enjoy cool mountain evenings beside the wood-burning fireplace on the expansive deck, complete with a summer kitchen for effortless entertaining. A hot tub on the lower deck provides the perfect place to unwind and take in the peaceful surroundings. Two interior gas fireplaces add warmth and charm throughout the seasons. Recent property improvements include professionally installed landscaping, a water feature, sealed crawl spaces with humidity control, a tankless water heater system, and a radon mitigation system for enhanced comfort, efficiency, and peace of mind. In addition to the oversized garage, a separate UTV garage offers convenient storage for outdoor adventures. A unique opportunity accompanies this property: the option to purchase a 1/8 ownership share in a private 170-acre nature preserve adjacent to Headwaters. Shared among only eight homeowners, this extraordinary preserve offers miles of trails, hiking, UTV riding, picnicking, a shooting range, and the serene beauty of Falls Creek winding through the landscape. Headwaters at Banner Elk offers exceptional amenities, including a mountaintop clubhouse with a fitness center, theater room, game room, gourmet kitchen, dining area, great room with fireplace, and tennis/pickleball court. Residents also enjoy a lakeside pavilion, multiple parks, a dog park, scenic waterfall, and abundant outdoor recreation. Emergency helicopter access is available via the clubhouse parking area. Ideally located near downtown Banner Elk, this home provides convenient access to year-round High Country attractions, including skiing, hiking, golf, whitewater rafting, concerts, fine dining, shopping, and more. Recent updates and improvements include: • All carpets professionally cleaned (October 2025) • Main-level great room furniture professionally steam cleaned (October 2025) • Pre-inspection completed with all recommended repairs addressed • Radon mitigation system installed (November 2025) Virtual tour and floor plans available. Experience luxury mountain living, exceptional amenities, and unforgettable views in one of Banner Elk's most sought-after communities.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2007
  • 1.09 Acre Lot
  • $3,600/yr HOA
  • 2 Car Garage
  • 385 days on Market

  • Bedrooms
    4
  • Bathrooms
    4 full · 1 half
  • Year Built
    2007
  • Stories
    3.0
  • Architectural Style
    Mountain
  • Construction Materials
    Wood Siding, Frame, Stone
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Private, Attached, Paved, Other, See Remarks, Oversized, Garage
  • Living Area
    5473.0
  • Interior Features
    High Speed Internet, Vaulted Ceiling(s), Wet Bar
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Gas Range, Tankless Water Heater
  • Exterior Features
    Outdoor Grill
  • Patio And Porch
    Covered
  • Security Features
    Security System
  • Cooling
    Central Air, Zoned
  • Heating
    Fireplace(s), Natural Gas, Electric, Heat Pump, Hot Water, Wood
  • Basement
    Crawl Space, Finished

  • Acres
    1.09
  • View
    Mountain(s)
  • Water
    Private, Well

  • Area
    15-Beech Mountain
  • County
    Avery
  • City
    Elk Park
  • Neighborhood
    Headwaters At Banner Elk
  • Zip Code
    28622
  • High School
    Avery County
  • Elementary School
    Freedom Trail

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Frequently Asked Questions

How do I schedule a tour of 236 Stack Rock Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 236 Stack Rock Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 236 Stack Rock Rd?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $2,799,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Elk Park, and can even get you in to see the property quickly.

How do I get a virtual tour of 236 Stack Rock Rd?

Yes! A virtual tour is available for 236 Stack Rock Rd. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 236 Stack Rock Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 236 Stack Rock Rd at around $15,550. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 236 Stack Rock Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Avery County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 236 Stack Rock Rd?

In most cases, yes. Whether 236 Stack Rock Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Elk Park's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 236 Stack Rock Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Elk Park and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,799,000 with 5,473 sqft of space—that comes out to approximately $511 per square foot.

How long has this property been on the market?

236 Stack Rock Rd was listed on October 19, 2025, which means it's been on the market for 385 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2007, making it approximately 19 years old.

What is the lot size of this property?

236 Stack Rock Rd sits on a 1.09-acre lot, which is 47,480 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Freedom Trail
  • High: Avery County

Want to see how these schools compare? Check out our Avery County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 236 Stack Rock Rd?

The most recent public record shows annual property taxes for 236 Stack Rock Rd were approximately $4,487. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $3,600 paid annually.

Is 236 Stack Rock Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, High Country AOR. All rights reserved.

Last Updated: November 08, 2026 at 08:24AM | Source: High Country AOR | MLS#: 257961