$510,000
- 2
- beds
- 2
- baths
- 1,089
- sqft
- 1996
- year built
- 2
- beds
- 2
- baths
- 1,089
- sqft
- 1996
- year built
- Status:
- Active
- MLS #:
- 4432356
- Neighborhood:
- Davidson Landing
- County:
- Mecklenburg
- Listed By:
- Josh Finigan - EXP Realty LLC Ballantyne
- Agent Phone:
- (704) 440-4076
- Agent Email:
- josh@thefinigangroup.com
Want Lake Norman living without the multimillion-dollar price tag? Welcome to 1338 Torrence Circle, a second-floor waterfront condo in Emerald Bay at Davidson Landing with long-range, year-round views of Lake Norman. This one-level, 2-bedroom, 2-bath home offers about 1,156 square feet, and the water is the first thing you see. The open living area is anchored by a gas log fireplace with a white mantel, and sliding glass doors open to a covered balcony with string lights overlooking the lawn, the community pool, the docks, and the open water beyond. It is the perfect spot for morning coffee, dinner outside, or watching the sunset over the lake. Luxury vinyl plank floors run through the main living areas, and the kitchen features white cabinetry, granite counters, stainless appliances, and a breakfast bar that opens to the dining area, so whoever is cooking still gets the view. The primary suite has its own sliding door to the balcony, so you can wake up to the lake, along with a walk-in closet and an updated en-suite bath with a dual vanity and a walk-in shower. The second bedroom is bright with plantation shutters, and the second full bath has been updated with a marble-look shower surround, new vanity, and modern fixtures. In-unit laundry, a storage closet off the balcony, and an assigned parking space add everyday convenience. Emerald Bay sits on its own peninsula in Davidson Landing, surrounded by water on almost every side. Residents enjoy a lakeside pool, tennis and pickleball courts, a waterfront walking path, kayak racks, and docks along the shoreline, with boat slips available for rent within Davidson Landing. Monthly HOA dues cover exterior maintenance and the common areas, making it easy to lock up and go. The location is hard to beat. Downtown Davidson is just minutes away, with its walkable Main Street, local restaurants and coffee shops, Davidson College, the year-round farmers market, and events like Concerts on the Green and Christmas in Davidson. Birkdale Village, Lake Norman’s shopping and dining, and I-77 are all close by, with an easy drive to uptown Charlotte. Assigned schools include Davidson Elementary, Bailey Middle, and William Amos Hough High. Whether you want a full-time home, a weekend lake retreat, or a lock-and-leave place with a view, this is waterfront living at a fraction of the price. Schedule your private tour today.
Highlights
- Residential
- Condominium
- Built in 1996
- Waterfront
- 38 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 2
-
- Year Built
- 1996
-
- Parking Features
- Assigned
-
- Living Area
- 1089.0
-
- Interior Features
- Walk-In Closet(s), Breakfast Bar, Open Floorplan
-
- Appliances
- Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer, Disposal, Plumbed For Ice Maker, Gas Water Heater, Electric Oven, Exhaust Fan, Electric Cooktop
-
- Flooring
- Tile, Vinyl, Carpet
-
- Patio And Porch
- Covered
-
- Pool Features
- Outdoor Pool
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air, Natural Gas
-
- Lot Features
- Waterfront, Cul-De-Sac, Views
-
- Water Front
- Yes
-
- View
- Water
-
- Water
- Public
-
- County
- Mecklenburg
-
- City
- Davidson
-
- Neighborhood
- Davidson Landing
-
- Zip Code
- 28036
-
- High School
- William Amos Hough
-
- Middle School
- Bailey
-
- Elementary School
- Davidson
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $510000
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$457,942
Estimated Sales Price Range:
$407,568 - $508,315
Source: Constellation Data Labs
Price History
| 11/12/2026 | Price Changed | $510,000 |
| Source: Canopy MLS #4432356 | ||
| 10/07/2026 | Listed | $525,000 |
| Source: Canopy MLS #4432356 | ||
| 08/02/2026 | Off Market | — |
| Source: Canopy MLS #4410522 | ||
| 05/21/2026 | Off Market | — |
| Source: Canopy MLS #4384979 | ||
Source: MLS Data
Deed History
| 07/13/2018 | Warranty Deed | $255,000 |
| 05/18/2012 | Warranty Deed | $189,000 |
| 05/25/2010 | Warranty Deed | $173,000 |
| 06/18/2002 | Warranty Deed | $134,000 |
| 06/21/2001 | Warranty Deed | $131,500 |
Source: Public records via Constellation Data Labs
Mortgage History
| 03/08/2021 | Conventional | $200,250 |
| 07/13/2018 | Conventional | $204,000 |
| 05/18/2012 | Conventional | $166,500 |
| 06/17/2002 | Credit Line (Revolving) / HELOC | $324,000 |
| 06/21/2001 | FHA | $127,555 |
| 12/29/2000 | Unknown | $101,500 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Davidson
There are currently 116 properties available in Davidson, with 29 under contract to close soon. Properties in the city have an average sale price of $1,044,758 and typically spend 107 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 35 zip codes in Mecklenburg County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 1338 Torrence Cir?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1338 Torrence Cir.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 1338 Torrence Cir?
Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $510,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Davidson, and can even get you in to see the property quickly.
How do I get a virtual tour of 1338 Torrence Cir?
Yes! A virtual tour is available for 1338 Torrence Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 1338 Torrence Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1338 Torrence Cir at around $2,902. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 1338 Torrence Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Mecklenburg County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 1338 Torrence Cir?
In most cases, yes. Whether 1338 Torrence Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Davidson's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 1338 Torrence Cir?
We can handle that for you. Our preferred local agent specializes in residentials in Davidson and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $510,000 with 1,089 sqft of space—that comes out to approximately $468 per square foot.
How long has this property been on the market?
1338 Torrence Cir was listed on October 07, 2026, which means it's been on the market for 38 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1996, making it approximately 30 years old.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Davidson
- Middle: Bailey
- High: William Amos Hough
Want to see how these schools compare? Check out our Mecklenburg County School Guide to see ratings, reviews, and more for the schools in the area.
Is 1338 Torrence Cir still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Davidson, NC
Open Houses Near Davidson, NC
Land for Sale Near Davidson, NC
Townhomes for Sale Near Davidson, NC
Waterfront Homes for Sale Near Davidson, NC
Waterfront Condos for Sale Near Davidson, NC
Homes with Pools for Sale Near Davidson, NC
Gated Community Homes for Sale Near Davidson, NC
Homes with No Hoa for Sale Near Davidson, NC
Homes in Adult Communities for Sale Near Davidson, NC
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.
Last Updated: November 14, 2026 at 07:06AM | Source: Canopy MLS | MLS#: 4432356
