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21510 Rio Oro Dr , Cornelius, NC 28031

$3,849,000

5
beds
5 full · 1 half
baths
4,507
sqft
2026
year built

Exceptional new construction waterfront residence offering approximately 4,507 square feet of elevated living space plus a 550 SF garage, thoughtfully composed across a two-story layout designed for both everyday ease and high-level entertaining. Upon completion, the home will present with a clean, tailored architectural presence and an unmistakable sense of intention. Inside, 10-foot ceilings and generous proportions are planned to create an airy, refined atmosphere, while the open-concept main level is designed to deliver the flow today’s buyers want with spaces that feel bright, expansive and effortless. At the center of the home, the chef’s kitchen is envisioned as equal parts statement and workhorse. A substantial 5' x 12' island will anchor the space, paired with a 48" range and 48" refrigerator, custom cabinetry, and a layout built to host. A dedicated scullery and oversized pantry are designed to keep everything streamlined and out of sight when entertaining. A dramatic 12' bi-fold door is planned to open to a true indoor-outdoor extension of the home: a covered porch and entertaining terrace featuring a built-in bar with beverage fridge and BBQ, with ample hardscape for dining, lounging, and lakefront evenings that go long after sunset. The main-level primary suite is positioned to function as a private retreat, complete with a spacious dressing room and spa-inspired bath, intentionally separated from the secondary bedrooms. Upstairs, four additional ensuite bedrooms are planned to provide comfort and privacy for family and guests, while the impressive 21' x 24' rec room with cathedral ceiling is designed to offer a dramatic, flexible space for movie nights, game days, or an elevated lounge. A rare opportunity to secure a design-forward new construction waterfront home where scale, function, and lifestyle come together, crafted to feel timeless, substantial, and truly exceptional upon completion.

  • Bedrooms
    5
  • Bathrooms
    5 full · 1 half
  • Year Built
    2026
  • Architectural Style
    Contemporary, European
  • Construction Materials
    Stone Veneer
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Garage Door Opener, Garage Faces Front
  • Living Area
    4507.0
  • Interior Features
    Walk-In Closet(s), Pantry, Wet Bar, Kitchen Island, Open Floorplan, Entrance Foyer
  • Appliances
    Dishwasher, Disposal, Tankless Water Heater, Convection Oven, Gas Cooktop, Plumbed For Ice Maker, Electric Oven, Bar Fridge
  • Flooring
    Tile, Wood
  • Exterior Features
    Dock, Outdoor Kitchen
  • Patio And Porch
    Covered, Patio, Rear Porch
  • Security Features
    Smoke Detector(s), Carbon Monoxide Detector(s)
  • Cooling
    Central Air, Electric, Zoned
  • Heating
    Forced Air, Natural Gas, Heat Pump
  • Basement
    Crawl Space

  • Lot Features
    Waterfront
  • Water Front
    Yes
  • View
    Water
  • Utilities
    Natural Gas Available
  • Water
    Public

  • County
    Mecklenburg
  • City
    Cornelius
  • Neighborhood
    Bahia Bay
  • Zip Code
    28031
  • High School
    William Amos Hough
  • Middle School
    Bailey
  • Elementary School
    Cornelius

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Frequently Asked Questions

How do I schedule a tour of 21510 Rio Oro Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 21510 Rio Oro Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 21510 Rio Oro Dr?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 5 bath, listed for $3,849,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Cornelius, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 21510 Rio Oro Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 21510 Rio Oro Dr at around $21,904. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 21510 Rio Oro Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Mecklenburg County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 21510 Rio Oro Dr?

In most cases, yes. Whether 21510 Rio Oro Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cornelius's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 21510 Rio Oro Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Cornelius and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $3,849,000 with 4,507 sqft of space—that comes out to approximately $854 per square foot.

How long has this property been on the market?

21510 Rio Oro Dr was listed on March 02, 2026, which means it's been on the market for 252 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Cornelius
  • Middle: Bailey
  • High: William Amos Hough

Want to see how these schools compare? Check out our Mecklenburg County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $75 paid annually.

Is 21510 Rio Oro Dr still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.

Last Updated: November 09, 2026 at 09:51AM | Source: Canopy MLS | MLS#: 4347486