$4,300,000
- 6
- beds
- 6 full · 2 half
- baths
- 5,616
- sqft
- 2026
- year built
- 6
- beds
- 6 full · 2 half
- baths
- 5,616
- sqft
- 2026
- year built
- Status:
- Active
- MLS #:
- 4347482
- Neighborhood:
- Bahia Bay
- County:
- Mecklenburg
- Listed By:
- Christy Walker - Premier Sotheby's International Realty
- Agent Phone:
- (704) 439-5300
- Agent Email:
- christy@christywalker.com
Exceptional proposed new construction waterfront modern residence, envisioned as a striking three story design with approximately 5616 square feet of interior living space plus 528 square foot garage. Upon completion the home is designed to make an immediate statement with clean architectural lines, bold massing wood accents and expansive glass that floods the interiors with natural light and frames the lake. Curated lighting is planned throughout the home to elevate the architecture after dark and create a refined intentional atmosphere. Inside, the main level is planned around dramatic volume and seamless flow, with white oak hardwood floors, floor to ceiling windows and doors and large stacked sliding systems designed to fully open the living spaces to the outdoors while perfectly framing the water. At the center of the home the chef's kitchen is planned as both a statement and a workhorse, featuring custom cabinetry and a full suite of high end Monogram appliances including a 48" range and 48" refrigerator . A substantial 5X12 island anchors the space, while a dedicated scullery supports effortless prep, catering, and entertaining with everything kept streamlined and out of sight. A built in bar area is also planned to elevate hosting and everyday convenience. Large scale sliders are designed to open to the covered porch and terrace, creating a true indoor outdoor experience. The rear concept is designed around resort style waterfront living with an option for a future infinity edge pool and hot tub, generous paver stone terraces, and layered spaces for dining and lounging that are positioned to maximize views. The primary suite is planned on the main level as a private retreat with a spacious dressing room and spa inspired bath. Upstairs five additional bedrooms plus a dedicated office are designed for comfort and flexibility, with multiple ensuite baths and generous storage throughout. The third level adds a distinctive lifestyle feature with a rec room, powder bath and roof terrace, creating an ideal space for sunset view or a private lounge above it all. a rare opportunity to secure a design driven modern build where architecture, scale, and waterfront lifestyle come together in a truly one of a kind offering. Planned features and finishes are subject to change prior to completion.
Highlights
- Residential
- Single Family Residence
- New Construction
- Built in 2026
- $75/yr HOA
- Waterfront
- 2 Car Garage
- 252 days on Market
-
- Bedrooms
- 6
-
- Bathrooms
- 6 full · 2 half
-
- Year Built
- 2026
-
- Architectural Style
- Contemporary, Modern
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Garage Door Opener, Garage Faces Front
-
- Living Area
- 5616.0
-
- Interior Features
- Walk-In Closet(s), Pantry, Wet Bar, Kitchen Island, Open Floorplan, Entrance Foyer, Built-in Features
-
- Appliances
- Dishwasher, Disposal, Tankless Water Heater, Convection Oven, Gas Cooktop, Plumbed For Ice Maker, Electric Oven, Bar Fridge
-
- Flooring
- Tile, Wood
-
- Exterior Features
- Dock
-
- Patio And Porch
- Patio, Rear Porch
-
- Security Features
- Smoke Detector(s), Carbon Monoxide Detector(s)
-
- Cooling
- Central Air
-
- Heating
- Forced Air, Natural Gas, Heat Pump
-
- Basement
- Crawl Space
-
- Lot Features
- Waterfront
-
- Water Front
- Yes
-
- View
- Water
-
- Utilities
- Natural Gas Available
-
- Water
- Public
-
- County
- Mecklenburg
-
- City
- Cornelius
-
- Neighborhood
- Bahia Bay
-
- Zip Code
- 28031
-
- High School
- William Amos Hough
-
- Middle School
- Bailey
-
- Elementary School
- Cornelius
-
Nearby Schools
-
55out of 100
-
52out of 100
-
69out of 100
-
52out of 100
-
70out of 100
-
75out of 100
-
52out of 100
-
52out of 100
-
64out of 100
-
56out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Estimated Value
$4,210,916
$4,000,370 - $4,421,461
Source: Constellation Data Labs
Price History
| 03/02/2026 | Listed | $4,300,000 |
| Source: Canopy MLS #4347482 | ||
Source: MLS Data
Deed History
| 01/20/2026 | Warranty Deed | $1,300,000 |
| 05/30/2002 | Warranty Deed | $0 |
| 05/30/2002 | Warranty Deed | $0 |
| 09/19/2001 | Warranty Deed | $265,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 01/20/2026 | Commercial | $2,181,301 |
| 01/28/2008 | Credit Line (Revolving) / HELOC | $100,000 |
| 06/26/2007 | Coventional | $278,000 |
| 05/21/2004 | Coventional | $230,200 |
| 10/28/2002 | Unknown | $240,000 |
| 10/28/2002 | Credit Line (Revolving) / HELOC | $30,000 |
| 06/24/2002 | Credit Line (Revolving) / HELOC | $30,000 |
| 06/24/2002 | Unknown | $240,000 |
| 09/19/2001 | $238,500 | |
| 12/14/2000 | Credit Line (Revolving) / HELOC | $200,000 |
Source: Public records via Constellation Data Labs
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Frequently Asked Questions
How do I schedule a tour of 21506 Rio Oro Dr?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 21506 Rio Oro Dr.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 21506 Rio Oro Dr?
Click Ask a Question to talk with our team. You already know it is a 6 bed, 6 bath, listed for $4,300,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Cornelius, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 21506 Rio Oro Dr?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 21506 Rio Oro Dr at around $24,470. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 21506 Rio Oro Dr?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Mecklenburg County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 21506 Rio Oro Dr?
In most cases, yes. Whether 21506 Rio Oro Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cornelius's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 21506 Rio Oro Dr?
We can handle that for you. Our preferred local agent specializes in residentials in Cornelius and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $4,300,000 with 5,616 sqft of space—that comes out to approximately $766 per square foot.
How long has this property been on the market?
21506 Rio Oro Dr was listed on March 02, 2026, which means it's been on the market for 252 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2026, making it approximately 0 years old.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Cornelius
- Middle: Bailey
- High: William Amos Hough
Want to see how these schools compare? Check out our Mecklenburg County School Guide to see ratings, reviews, and more for the schools in the area.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $75 paid annually.
Is 21506 Rio Oro Dr still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.
Last Updated: November 09, 2026 at 01:10PM | Source: Canopy MLS | MLS#: 4347482
