Searching ...

21505 Rio Oro Dr , Cornelius, NC 28031

$3,200,000

6
beds
6 full · 2 half
baths
4,977
sqft
2027
year built

You asked for it-And here it is! This architecturally striking new construction home, built by Cape Custom Homes, sits on an expansive half acre water view lot helping you experience 3800 sqft of Main level Ranch-style living with almost 1200 sqft of additional upstairs living. The home resides along a stretch of Rio Oro Drive experiencing a transformation through new luxury residences, with an opportunity to enjoy sophisticated lake-area living with the neighborhood's private waterfront lake access lot-giving access to its own dock/pier, picnic area, and launching your favorite water accessories. This residence showcases a refined combination of natural stone, stucco, architectural wood accents, and dramatic rooflines. Inside, soaring cathedral ceilings, expansive windows, and carefully curated finishes. The heart of the home is a spectacular chef's kitchen featuring a complete Monogram luxury appliance package, including a professional-grade 48-inch range, a 48-inch refrigerator, an oversized 11-foot island, custom cabinetry, and a separate scullery that provide an exceptional setting for entertaining. For a seamless indoor-outdoor living, there’s an impressive 20-foot sliding glass wall connecting the main living spaces to the expansive covered porch and resort-inspired backyard. Designed for entertaining and year-round enjoyment, the outdoors features include a swimming pool, generous stone terraces, and a covered outdoor kitchen and bar. The versatile main level floor plan offers a Primary Suite-perfect for a peaceful retreat and two additional bedrooms with private ensuite baths. There is also the flexibility of a sixth bedroom, including a private guest wing featuring a dedicated full bathroom, closet, and separate exterior entrance. Ideal for multigenerational living, extended guests, or a private fitness studio, this thoughtfully designed space offers exceptional flexibility and privacy. Upstairs provides two additional bedrooms with ensuite baths, and a spacious recreation room complete with a dedicated bar creating an additional space for entertaining and relaxation. Additional highlights include a three-car garage, generous storage, a comprehensive whole-home audio/visual system, custom architectural details, and thoughtfully inspired spaces throughout. Combining distinctive architecture and beautiful Lake Norman views, 21505 Rio Oro Drive offers a unique opportunity to experience elevated luxury living in one of Cornelius's evolving lakeside neighborhoods.

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 2027
  • $75/yr HOA
  • 3 Car Garage
  • 8 days on Market

  • Bedrooms
    6
  • Bathrooms
    6 full · 2 half
  • Year Built
    2027
  • Architectural Style
    Ranch, Modern
  • Construction Materials
    Stone
  • Foundation
    Slab
  • Garage Spaces
    3.0
  • Parking Features
    Driveway, Garage Door Opener, Garage Faces Side, Garage Faces Rear
  • Living Area
    4977.0
  • Interior Features
    Walk-In Closet(s), Pantry, Kitchen Island, Open Floorplan, Entrance Foyer
  • Appliances
    Dishwasher, Disposal, Tankless Water Heater, Convection Oven, Gas Cooktop, Plumbed For Ice Maker, Electric Oven, Bar Fridge
  • Flooring
    Tile, Wood
  • Exterior Features
    Outdoor Kitchen
  • Patio And Porch
    Covered, Rear Porch
  • Pool Features
    In Ground
  • Security Features
    Smoke Detector(s), Carbon Monoxide Detector(s)
  • Cooling
    Central Air
  • Heating
    Forced Air, Natural Gas

  • Lot Features
    Views
  • View
    Water
  • Water
    Public

  • County
    Mecklenburg
  • City
    Cornelius
  • Neighborhood
    Bahia Bay
  • Zip Code
    28031
  • High School
    William Amos Hough
  • Middle School
    Bailey
  • Elementary School
    Cornelius

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 21505 Rio Oro Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 21505 Rio Oro Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 21505 Rio Oro Dr?

Click Ask a Question to talk with our team. You already know it is a 6 bed, 6 bath, listed for $3,200,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Cornelius, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 21505 Rio Oro Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 21505 Rio Oro Dr at around $18,210. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 21505 Rio Oro Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Mecklenburg County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 21505 Rio Oro Dr?

In most cases, yes. Whether 21505 Rio Oro Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cornelius's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 21505 Rio Oro Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Cornelius and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $3,200,000 with 4,977 sqft of space—that comes out to approximately $643 per square foot.

How long has this property been on the market?

21505 Rio Oro Dr was listed on November 02, 2026, which means it's been on the market for 8 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2027, making it approximately -1 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Cornelius
  • Middle: Bailey
  • High: William Amos Hough

Want to see how these schools compare? Check out our Mecklenburg County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $75 paid annually.

Is 21505 Rio Oro Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

Popular Home Searches in Cornelius, NC


Search Nearby Cities


Search Nearby Counties


Search Nearby Postal Codes

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.

Last Updated: November 10, 2026 at 07:10AM | Source: Canopy MLS | MLS#: 4439934