$699,000
- 4
- beds
- 2 full · 1 half
- baths
- 2,281
- sqft
- 1994
- year built
- 4
- beds
- 2 full · 1 half
- baths
- 2,281
- sqft
- 1994
- year built
- Status:
- Under Contract-Show
- MLS #:
- 4423446
- Neighborhood:
- Chapel Point
- County:
- Mecklenburg
- Listed By:
- Lori Jackson - Ivester Jackson Christie's
- Agent Phone:
- (704) 996-5686
- Agent Email:
- lori@ivesterjackson.com
In the heart of Cornelius, this 4-bedroom, 2.5-bath home offers distant Lake Norman views, a generous fenced backyard and the opportunity to make a well-positioned property your own. The split-bedroom floor plan includes a private primary suite with walk-in closet and spacious bath, along with a glass-enclosed sunroom overlooking the backyard. A covered rear terrace with two ceiling fans creates additional space for outdoor living and entertaining. The setting is where this property truly shines. Community lake access includes a private swim dock, neighborhood dock and launch for kayaks, canoes and paddleboards, while nearby Jetton Park offers waterfront trails and recreation just approximately one mile away. Tucked within the mature, established setting of Chapel Point Lane, this intimate enclave pairs a peaceful sense of privacy with convenient access to dining, shopping, golf and the best of Cornelius. With a two-car garage, flexible living spaces and a location that is hard to replicate, the possibilities here are worth seeing.
-
- Bedrooms
- 4
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 1994
-
- Construction Materials
- Synthetic Stucco
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway
-
- Living Area
- 2281.0
-
- Appliances
- Dishwasher, Electric Range, Microwave, Refrigerator, Electric Oven
-
- Flooring
- Tile, Wood
-
- Patio And Porch
- Covered, Glass Enclosed, Terrace
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air, Central
-
- Basement
- Crawl Space
-
- Lot Features
- Wooded, Level
-
- View
- Water
-
- Water
- Public
-
- County
- Mecklenburg
-
- City
- Cornelius
-
- Neighborhood
- Chapel Point
-
- Zip Code
- 28031
-
- High School
- Unspecified
-
- Middle School
- Unspecified
-
- Elementary School
- Unspecified
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $699000
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$877,156
Estimated Sales Price Range:
$842,069 - $912,242
Source: Constellation Data Labs
Price History
| 09/11/2026 | Listed | $699,000 |
| Source: Canopy MLS #4423446 | ||
| 05/29/2026 | Off Market | — |
| Source: Canopy MLS #4387652 | ||
Source: MLS Data
Deed History
| 03/01/2006 | Warranty Deed | $279,000 |
| 01/10/2002 | Special Warranty Deed | $236,000 |
| 06/07/2001 | Trustee’s Deed (Certificate of Title) | $203,533 |
Source: Public records via Constellation Data Labs
Mortgage History
| 08/08/2025 | Credit Line (Revolving) / HELOC | $150,000 |
| 04/01/2022 | Coventional | $400,000 |
| 11/07/2006 | Coventional | $254,000 |
| 03/01/2006 | Credit Line (Revolving) / HELOC | $27,900 |
| 03/01/2006 | Coventional | $223,200 |
| 12/18/2003 | Unknown | $221,000 |
| 10/30/2002 | Unknown | $220,000 |
| 01/10/2002 | $218,000 | |
| 02/18/1998 | Credit Line (Revolving) / HELOC | $50,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Cornelius
There are currently 240 properties available in Cornelius, with 49 under contract to close soon. Properties in the city have an average sale price of $1,071,455 and typically spend 85 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 35 zip codes in Mecklenburg County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 20127 Chapel Point Ln?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 20127 Chapel Point Ln.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 20127 Chapel Point Ln?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $699,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Cornelius, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 20127 Chapel Point Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 20127 Chapel Point Ln at around $3,978. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 20127 Chapel Point Ln?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Mecklenburg County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 20127 Chapel Point Ln?
In most cases, yes. Whether 20127 Chapel Point Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cornelius's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 20127 Chapel Point Ln?
We can handle that for you. Our preferred local agent specializes in residentials in Cornelius and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $699,000 with 2,281 sqft of space—that comes out to approximately $306 per square foot.
How long has this property been on the market?
20127 Chapel Point Ln was listed on September 11, 2026, which means it's been on the market for 59 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1994, making it approximately 32 years old.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Unspecified
- Middle: Unspecified
- High: Unspecified
Want to see how these schools compare? Check out our Mecklenburg County School Guide to see ratings, reviews, and more for the schools in the area.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $550 paid annually.
Is 20127 Chapel Point Ln still available for sale?
This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.
Source: ez Home Search, MLS Data
Popular Home Searches in Cornelius, NC
Open Houses Near Cornelius, NC
Land for Sale Near Cornelius, NC
Townhomes for Sale Near Cornelius, NC
Waterfront Homes for Sale Near Cornelius, NC
Waterfront Condos for Sale Near Cornelius, NC
Homes with Pools for Sale Near Cornelius, NC
Gated Community Homes for Sale Near Cornelius, NC
Homes with No Hoa for Sale Near Cornelius, NC
Homes in Adult Communities for Sale Near Cornelius, NC
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Canopy MLS. All rights reserved.
Last Updated: November 09, 2026 at 11:13PM | Source: Canopy MLS | MLS#: 4423446
