$120,000
45 Silver Spring Dr #LOT, Banner Elk, NC 28604
- Status:
- Active
- MLS #:
- 264452
- Neighborhood:
- Silver Springs Farm
- County:
- Avery
- Listed By:
- Jackie Judge - RE/MAX Executive
- Agent Phone:
- (704) 773-6575
- Agent Email:
- jackie@cltsfinest.com
Sponsoring Broker: Christine Eisenberg, Continental Real Estate Group, Inc
Build your dream home on beautiful Lot 45 with views of the High Country's majesty & community pond! Located in the desirable gated Silver Springs Farm Estates community amongst other multimillion dollar homes within 1 mile of the town of Banner Elk. The neighborhood’s many features include natural beauty with glorious mountain views, incredible year-round weather, no thru streets, easily accessible, beautiful park & dedicated observation area, located within driving distance of the High Country’s finest for all four seasons: hiking, golfing, fishing, rafting, skiing, snow tubing, zip lining, shopping, dining, the Blue Ridge Parkway, Grandfather Mountain & so much more! Enjoy the finest living in this quiet seclusion in a wooded, meticulously landscaped community with healthy HOA. Details of approved builder program available upon request. If purchasing connecting lots, discounts available!
Highlights
- Land
- 1.27 Acre Lot
- $1,500/yr HOA
- 49 days on Market
-
- Exterior Features
- None
-
- Acres
- 1.27
-
- Lot Features
- Wooded, Sloped
-
- View
- Mountain(s), Trees/Woods
-
- Utilities
- None
-
- Area
- 8-Banner Elk
-
- County
- Avery
-
- City
- Banner Elk
-
- Neighborhood
- Silver Springs Farm
-
- Zip Code
- 28604
-
- High School
- Avery County
-
- Middle School
- Cranberry
-
- Elementary School
- Banner Elk
-
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Similar Listings
Look Throughout Banner Elk
There are currently 36 properties available in Banner Elk, with 4 under contract to close soon. Properties in the city have an average sale price of $1,121,035 and typically spend 136 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 7 zip codes in Avery County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 45 Silver Spring Dr #LOT?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 45 Silver Spring Dr #LOT.
They know lands in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 45 Silver Spring Dr #LOT?
Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $120,000. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Banner Elk, and can even get you in to see the property quickly.
How do I get a virtual tour of 45 Silver Spring Dr #LOT?
Yes! A virtual tour is available for 45 Silver Spring Dr #LOT. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 45 Silver Spring Dr #LOT?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 45 Silver Spring Dr #LOT at around $698. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 45 Silver Spring Dr #LOT?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Avery County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 45 Silver Spring Dr #LOT?
In most cases, yes. Whether 45 Silver Spring Dr #LOT is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Banner Elk's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 45 Silver Spring Dr #LOT?
We can handle that for you. Our preferred local agent specializes in lands in Banner Elk and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
How long has this property been on the market?
45 Silver Spring Dr #LOT was listed on September 21, 2026, which means it's been on the market for 49 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
What is the lot size of this property?
45 Silver Spring Dr #LOT sits on a 1.27-acre lot, which is 55,321 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Banner Elk
- Middle: Cranberry
- High: Avery County
Want to see how these schools compare? Check out our Avery County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 45 Silver Spring Dr #LOT?
The most recent public record shows annual property taxes for 45 Silver Spring Dr #LOT were approximately $180. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $1,500 paid annually.
Is 45 Silver Spring Dr #LOT still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, High Country AOR. All rights reserved.
Last Updated: November 09, 2026 at 04:46PM | Source: High Country AOR | MLS#: 264452
