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Discover refined mountain living in this beautiful and spacious two-bedroom, two-and-a-half-bath townhome, ideally situated in the heart of Banner Elk. Offered fully furnished, this elegant, turnkey retreat seamlessly combines comfort, style, and convenience, making it an ideal full-time residence, weekend getaway, or mountain escape. Vaulted ceilings and an abundance of natural light create an inviting sense of space, while the well-appointed kitchen features granite countertops and new appliances. Step onto the covered deck and unwind while taking in the peaceful beauty of the surrounding mountains, or gather with family and friends for an evening of grilling on the included grill. Roll-down sunscreens provide additional shade and privacy on bright afternoons, allowing you to enjoy this wonderful outdoor living space in comfort. The attached one-car garage offers exceptional convenience and functionality, featuring a built-in workshop with countertops, cabinetry, and yard tool hangers everywhere. Garage also features a convenient drop-down attic access for additional storage. A huge walk-in crawl space provides even more valuable storage and offers exciting potential for future use, limited only by your imagination and applicable requirements. Outside, the beautifully landscaped yard is enhanced by mature trees and shrubs, creating a natural buffer and providing abundant shade and privacy while showcasing beautiful neighborhood and mountain views. The sizable, level backyard offers plenty of room for children to play, pets to roam, or simply enjoy the peaceful surroundings. Centrally located, this exceptional townhome puts you very near to Banner Elk’s charming restaurants, shopping, outdoor recreation, and year-round attractions. With its turnkey furnishings, thoughtful amenities, generous storage, beautiful outdoor spaces, and prime High Country location, this property offers a rare opportunity to embrace a luxurious yet low-maintenance mountain lifestyle. HOA dues cover exterior painting appropriately every 7 years. Painted this year (2026) Roof replacement every 15-20 years (replaced 2021). Bi-WEEKLY yard mowing and maintenance also provided. Garage separation between neighbors means no livable spaces shared for quiet enjoyment.

Highlights

  • Residential
  • Townhouse
  • Built in 2006
  • 0.34 Acre Lot
  • $825/qtr HOA
  • 1 Car Garage
  • 52 days on Market

  • Bedrooms
    2
  • Bathrooms
    2 full · 1 half
  • Year Built
    2006
  • Stories
    2.0
  • Architectural Style
    Mountain
  • Construction Materials
    Wood Siding, Frame, Stucco, Cedar
  • Garage Spaces
    1.0
  • Parking Features
    Driveway, Paved, Asphalt, Garage, Shared Driveway
  • Living Area
    1911.0
  • Interior Features
    High Speed Internet, Vaulted Ceiling(s), Sound System, Wired for Sound
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Exhaust Fan, Electric Cooktop
  • Patio And Porch
    Covered
  • Security Features
    Closed Circuit Camera(s)
  • Cooling
    Central Air
  • Heating
    Fireplace(s), Forced Air, Natural Gas, Exhaust Fan
  • Basement
    Crawl Space

  • Acres
    0.34
  • Utilities
    Cable Available
  • Water
    Public

  • Area
    8-Banner Elk
  • County
    Avery
  • City
    Banner Elk
  • Neighborhood
    Silver Springs Farm
  • Zip Code
    28604
  • High School
    Avery County
  • Middle School
    Cranberry
  • Elementary School
    Banner Elk

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Frequently Asked Questions

How do I schedule a tour of 351 Silver Spring Dr #B?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 351 Silver Spring Dr #B.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 351 Silver Spring Dr #B?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $580,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Banner Elk, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 351 Silver Spring Dr #B?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 351 Silver Spring Dr #B at around $3,569. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 351 Silver Spring Dr #B?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Avery County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 351 Silver Spring Dr #B?

In most cases, yes. Whether 351 Silver Spring Dr #B is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Banner Elk's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 351 Silver Spring Dr #B?

We can handle that for you. Our preferred local agent specializes in residentials in Banner Elk and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $580,000 with 1,911 sqft of space—that comes out to approximately $304 per square foot.

How long has this property been on the market?

351 Silver Spring Dr #B was listed on September 18, 2026, which means it's been on the market for 52 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2006, making it approximately 20 years old.

What is the lot size of this property?

351 Silver Spring Dr #B sits on a 0.34-acre lot, which is 14,810 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Banner Elk
  • Middle: Cranberry
  • High: Avery County

Want to see how these schools compare? Check out our Avery County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 351 Silver Spring Dr #B?

The most recent public record shows annual property taxes for 351 Silver Spring Dr #B were approximately $3,220. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $825 paid quarterly.

Is 351 Silver Spring Dr #B still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, High Country AOR. All rights reserved.

Last Updated: November 09, 2026 at 04:46PM | Source: High Country AOR | MLS#: 264417