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This beautiful private home offers a rare opportunity to enjoy a nearly riverfront lifestyle, blending modern loft-style design, spacious interiors, and inviting outdoor living spaces. The open-concept kitchen features painted cabinetry, solid-surface countertops, and a beautifully crafted wood island, creating a welcoming space for everyday living and entertaining. In the spacious living room, large windows frame views of the nearby Jefferson River, while an efficient soapstone wood stove adds warmth and ambiance on cool evenings. Step outside to the covered deck to entertain guests, relax, and enjoy the peaceful sounds of the flowing river. The spacious main-level primary bedroom features a beautifully appointed bathroom with a modern double-sink vanity and a large tiled shower. Upstairs, the loft area offers a private second bedroom with a three-quarter bathroom, along with two additional rooms ideal for a third bedroom, home office, workout room, game room, or entertainment space. The property's outdoor amenities include a detached two-car garage, a three-stall carport, a 12' x 12' storage shed, and a greenhouse equipped with a heater. A narrow strip of Jefferson Acres HOA-owned land separates the property from the river and extends along the eastern boundary, offering a special setting close to the water. Nature and outdoor recreation are right at your doorstep. Enjoy fishing, hiking, biking, and taking in the breathtaking views of the Tobacco Root Mountains during the warmer months. Winter brings opportunities for cross-country skiing, snowshoeing, and snowmobiling. The surrounding area is home to abundant wildlife, including deer, elk, moose, eagles, hawks, songbirds, foxes, coyotes, and squirrels, making it a wonderful setting for wildlife watching and appreciating Montana's diverse natural landscape. With its private setting, flexible living spaces, and exceptional access to outdoor recreation, this property offers a unique opportunity to embrace the Montana lifestyle. Furniture and furnishings are negotiable. Please note: The property is located within the floodway.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2018
  • 0.65 Acre Lot
  • $200/yr HOA
  • 2 Car Garage
  • 13 days on Market

  • Bedrooms
    3
  • Year Built
    2018
  • Architectural Style
    Other
  • Garage Spaces
    2.0
  • Living Area
    2317.0
  • Interior Features
    High Speed Internet
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
  • Patio And Porch
    Covered, Deck
  • Heating
    Radiant Floor
  • Basement
    Crawl Space, Concrete

  • Acres
    0.65
  • Lot Features
    Level
  • View
    Mountain(s), Trees/Woods, Creek/Stream
  • Utilities
    Electricity Connected, Propane
  • Water
    Private, Well

  • County
    Madison
  • City
    Silver Star
  • Zip Code
    59751

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Frequently Asked Questions

How do I schedule a tour of 12 Stone Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 12 Stone Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 12 Stone Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, N/A bath, listed for $697,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Silver Star, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 12 Stone Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 12 Stone Rd at around $3,978. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 12 Stone Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Madison County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 12 Stone Rd?

In most cases, yes. Whether 12 Stone Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Silver Star's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 12 Stone Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Silver Star and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $697,000 with 2,317 sqft of space—that comes out to approximately $301 per square foot.

How long has this property been on the market?

12 Stone Rd was listed on October 26, 2026, which means it's been on the market for 13 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2018, making it approximately 8 years old.

What is the lot size of this property?

12 Stone Rd sits on a 0.65-acre lot, which is 28,314 square feet.

What are the property taxes for 12 Stone Rd?

The most recent public record shows annual property taxes for 12 Stone Rd were approximately $2,389. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $200 paid annually.

Is 12 Stone Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Montana Regional MLS (MRMLS). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ezHomeSearch, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2026 Montana Regional MLS. All Rights Reserved.

Last Updated: November 08, 2026 at 02:57AM | Source: Montana Regional MLS | MLS#: 30080341