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Positioned above the crystal waters of Lake Koocanusa in the peaceful community of Rexford’s Pine Bay, this exceptional lake retreat offers the rare opportunity to gather, reconnect, and experience Northwest Montana at its finest. Thoughtfully designed as two separate living units, the property has comfortably hosted two families for years, creating the ideal setting for shared adventures while still offering privacy and independence. With more than 4,000 square feet in total, each side features over 2,061 square feet of well-appointed living space, including 2 bedrooms, bonus room (currently used as a third bedroom), loft area, and 2 bathrooms, providing generous flexibility for guests, extended stays, or vacation rental potential. From the moment you arrive, views of Lake Koocanusa take center stage. Expansive decks invite long summer evenings, outdoor dining, and front-row seats to Montana sunsets, while neighborhood lake access places boating, paddleboarding, swimming, and fishing just moments away. Beyond the water, the surrounding region is an outdoor enthusiast’s dream, with nearby hiking and waterfall trails, mountain biking, rock climbing, off-road exploration, and endless recreation woven throughout the Kootenai National Forest. Concerts and community events at the lake, coupled with the quiet beauty of Rexford, create a lifestyle that feels both adventurous and deeply restorative. Whether envisioned as a legacy family getaway, investment opportunity, or mountain lake escape to share with generations to come, this is a rare offering where space, scenery, and experience come together in one unforgettable Montana setting. This property consists of two homes on a beautiful lake view lot, offering numerous possibilities for both personal use and income generation. This is a fantastic opportunity to own a lake view property that offers both personal enjoyment and the chance to generate rental income. Whether you're looking to live in one home and rent the other, or rent both homes, or have two families living side by side but fully separate. This property can be a valuable addition to your investment portfolio.For those who love boating adventures, this property is a dream come true. With the inclusion of two stall boat storage, you can conveniently park your watercrafts right on-site, ensuring easy access whenever you feel like embarking on a thrilling journey across the glistening lake. Each side of the duplex offers a thoughtfully designed interior that exudes comfort and style. The open floor plan seamlessly connects the living, dining, and kitchen areas, creating a spacious and inviting atmosphere. Large windows allow natural light to flood the space, showcasing the stunning lake views. The well-appointed kitchens feature modern appliances, ample counter space, and a breakfast bar for casual dining. When you're not busy exploring the wonders of the lake, the area offers a host of recreational activities to enjoy. Whether it's rock climbing, mountain biking, hiking along scenic trails, fishing in nearby streams, or simply unwinding in the beauty of nature, you'll find endless opportunities for outdoor adventures. Don't miss out on this incredible opportunity to own a vacation home that perfectly combines luxury, comfort, and convenience. The duplex setup, spacious interiors, stunning views of Lake Koocanusa, and easy lake access make this property an absolute gem. Embrace the vacation lifestyle and create memories that will last a lifetime. Contact us today to schedule a viewing of this exceptional property.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2008
  • 0.562 Acre Lot
  • 2 Car Garage
  • 170 days on Market

  • Bedrooms
    4
  • Bathrooms
    4
  • Year Built
    2008
  • Architectural Style
    Other
  • Construction Materials
    Wood Siding
  • Garage Spaces
    2.0
  • Living Area
    4043.0
  • Interior Features
    Open Floorplan
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer
  • Heating
    Baseboard, Electric, Wood Stove
  • Basement
    Finished, Full, Walk-Out Access, Daylight, Concrete

  • Acres
    0.562
  • Lot Features
    Sloped
  • Water Front Features
    Navigable Water, Waterfront Access
  • View
    Mountain(s), Lake
  • Water
    Shared Well

  • County
    Lincoln
  • City
    Rexford
  • Neighborhood
    Pine Bay
  • Zip Code
    59930

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Frequently Asked Questions

How do I schedule a tour of 277 Ridge Loop Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 277 Ridge Loop Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 277 Ridge Loop Rd?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $755,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Rexford, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 277 Ridge Loop Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 277 Ridge Loop Rd at around $4,731. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 277 Ridge Loop Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Lincoln County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 277 Ridge Loop Rd?

In most cases, yes. Whether 277 Ridge Loop Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Rexford's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 277 Ridge Loop Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Rexford and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $755,000 with 4,043 sqft of space—that comes out to approximately $187 per square foot.

How long has this property been on the market?

277 Ridge Loop Rd was listed on May 27, 2026, which means it's been on the market for 170 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2008, making it approximately 18 years old.

What is the lot size of this property?

277 Ridge Loop Rd sits on a 0.56-acre lot, which is 24,394 square feet.

What are the property taxes for 277 Ridge Loop Rd?

The most recent public record shows annual property taxes for 277 Ridge Loop Rd were approximately $5,217. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 277 Ridge Loop Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Montana Regional MLS (MRMLS). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ezHomeSearch, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2026 Montana Regional MLS. All Rights Reserved.

Last Updated: November 13, 2026 at 12:50AM | Source: Montana Regional MLS | MLS#: 30071803