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Discover the pinnacle of Montana living on this premier 0.398-acre homesite located within Bigfork’s highly coveted Saddlehorn development. Perched atop the iconic Chief Cliff, this extraordinary lot offers a gentle, easy-to-build topography that is perfectly positioned to capture incredible, sweeping views of Flathead Lake. Location is everything, and this property places you at the absolute height of the Saddlehorn lifestyle. Living here means embracing an unparalleled Montana experience with world-class amenities right at your fingertips. Explore over five miles of integrated hiking and biking trails, gather fresh produce from the community garden, or stroll over to the stunning Chief Cliff open-air overlook pavilion located just moments from your future front door. You will also enjoy access to the community clubhouse and swimming pool, putting relaxation and recreation within easy reach. When the water calls, take advantage of the owners' private lake clubhouse just down the road at Woods Bay, offering seamless, private access to the pristine waters of Flathead Lake. With essential underground utilities—including natural gas, public water, sewer, and high-speed internet—already available, this site is fully prepped for your custom build. Whether you are envisioning a cozy rustic retreat or a spectacular mountain-modern estate, this lot provides the ideal foundation to bring your architectural vision to life.

Highlights

  • Land
  • 0.398 Acre Lot
  • $3,120/yr HOA
  • 182 days on Market

  • Interior Features
    High Speed Internet
  • Pool Features
    Community

  • Acres
    0.398
  • Lot Features
    Rolling Slope, Views, Gentle Sloping
  • Water Front Features
    Lake, Navigable Water, Waterfront Access
  • View
    Mountain(s), Lake
  • Utilities
    Cable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities
  • Water
    Public

  • County
    Flathead
  • City
    Bigfork
  • Neighborhood
    Saddlehorn
  • Zip Code
    59911

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Frequently Asked Questions

How do I schedule a tour of 369 Chief Cliff Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 369 Chief Cliff Trl.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 369 Chief Cliff Trl?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $520,000. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Bigfork, and can even get you in to see the property quickly.

How do I get a virtual tour of 369 Chief Cliff Trl?

Yes! A virtual tour is available for 369 Chief Cliff Trl. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 369 Chief Cliff Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 369 Chief Cliff Trl at around $3,085. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 369 Chief Cliff Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Flathead County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 369 Chief Cliff Trl?

In most cases, yes. Whether 369 Chief Cliff Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Bigfork's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 369 Chief Cliff Trl?

We can handle that for you. Our preferred local agent specializes in lands in Bigfork and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

369 Chief Cliff Trl was listed on May 15, 2026, which means it's been on the market for 182 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

369 Chief Cliff Trl sits on a 0.4-acre lot, which is 17,424 square feet.

What are the property taxes for 369 Chief Cliff Trl?

The most recent public record shows annual property taxes for 369 Chief Cliff Trl were approximately $1,514. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $3,120 paid annually.

This covers access to community features including: Snow Removal, Clubhouse, Pool, Trail(s), Marina, Landscaping, Pond Year Round.

Is 369 Chief Cliff Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Montana Regional MLS (MRMLS). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ezHomeSearch, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2026 Montana Regional MLS. All Rights Reserved.

Last Updated: November 13, 2026 at 01:20AM | Source: Montana Regional MLS | MLS#: 30070235