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Seller is willing to contribute up to $11,500 toward a temporary interest rate buydown, potentially reducing the buyer's interest rate by 2 percentage points in the first year and 1 percentage point in the second year, subject to lender approval and loan eligibility. Welcome to 344 Indian Gate Circle in Ridgeland—a beautifully updated and truly move-in-ready home offering 2,988 square feet, 4 bedrooms, 3 full baths, and an incredibly versatile floor plan with room to live, work, relax, and entertain. Step inside to find hardwood flooring throughout—no carpet anywhere—along with spacious, thoughtfully updated living areas. The heart of the home is the kitchen, featuring abundant counter space, a large center island, and a walk-in pantry with plenty of storage. Just off the kitchen, the open keeping room with fireplace creates a warm and inviting space for everyday living and gathering with family and friends. This home offers so much more than the traditional floor plan. You'll find a formal dining room, second living room, and a dedicated library area with beautiful built-in bookcases. Two additional flex/bonus areas provide even more options and would be perfect for a home office, workout room, playroom, hobby space, or additional sitting area. The oversized primary suite provides a private retreat with plenty of room to unwind and features a spacious en suite bath along with separate closets for added storage and convenience. Outside, enjoy a low-maintenance backyard, giving you outdoor space to enjoy without spending your weekends maintaining it. A two-car, side-entry garage adds convenience and helps maintain the home's curb appeal. And the lifestyle doesn't stop at your front door! The neighborhood offers wonderful amenities, including a clubhouse, swimming pool, tennis courts, walking trails, and a neighborhood pond—perfect for enjoying the outdoors close to home. Located in a convenient Ridgeland location with easy access to I-55 and Highway 51, you're just minutes from shopping, dining, grocery stores, recreation, the Natchez Trace Parkway, Ross Barnett Reservoir, and the many amenities of Ridgeland and nearby Madison. Fully updated, move-in ready, and packed with space and versatility, 344 Indian Gate Circle offers the combination of a spacious home, low-maintenance living, neighborhood amenities, and a convenient location that's hard to beat. Schedule your private showing and come see all this home has to offer!

Highlights

  • Residential
  • Single Family Residence
  • 0.27 Acre Lot
  • $586/yr HOA
  • 2 Car Garage
  • 50 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Stories
    1.0
  • Architectural Style
    Contemporary
  • Construction Materials
    Brick, Masonite
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Garage Door Opener, Concrete, Garage Faces Side
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Pantry, Kitchen Island, Granite Counters, Double Vanity, High Ceilings, Entrance Foyer, Crown Molding, His and Hers Closets
  • Appliances
    Dishwasher, Electric Range, Microwave, Disposal
  • Flooring
    Ceramic Tile
  • Exterior Features
    Rain Gutters, Private Yard
  • Patio And Porch
    Patio
  • Security Features
    Smoke Detector(s), Security System, Gated Community
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Natural Gas, Central

  • Acres
    0.27
  • Utilities
    Sewer Available, Natural Gas Available, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public

  • County
    Madison
  • City
    Ridgeland
  • Neighborhood
    Dinsmor
  • Zip Code
    39157
  • High School
    Ridgeland
  • Middle School
    Olde Towne
  • Elementary School
    Highland

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Frequently Asked Questions

How do I schedule a tour of 344 Indian Gate Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 344 Indian Gate Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 344 Indian Gate Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $470,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Ridgeland, and can even get you in to see the property quickly.

How do I get a virtual tour of 344 Indian Gate Cir?

Yes! A virtual tour is available for 344 Indian Gate Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 344 Indian Gate Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 344 Indian Gate Cir at around $2,826. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 344 Indian Gate Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Madison County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 344 Indian Gate Cir?

In most cases, yes. Whether 344 Indian Gate Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ridgeland's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 344 Indian Gate Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Ridgeland and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $470,000 with 2,988 sqft of space—that comes out to approximately $157 per square foot.

How long has this property been on the market?

344 Indian Gate Cir was listed on September 24, 2026, which means it's been on the market for 50 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

344 Indian Gate Cir sits on a 0.27-acre lot, which is 11,761 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Highland
  • Middle: Olde Towne
  • High: Ridgeland

Want to see how these schools compare? Check out our Madison County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 344 Indian Gate Cir?

The most recent public record shows annual property taxes for 344 Indian Gate Cir were approximately $1,813. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $586 paid annually.

Is 344 Indian Gate Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS United. All rights reserved.

Last Updated: November 13, 2026 at 05:20AM | Source: MLS United | MLS#: 4163442