$749,900
- 4
- beds
- 3
- baths
- 3,077
- sqft
- 2026
- year built
- 4
- beds
- 3
- baths
- 3,077
- sqft
- 2026
- year built
- Status:
- Pending
- MLS #:
- 4132710
- Neighborhood:
- Lake Caroline
- County:
- Madison
- Listed By:
- Steve O Houck - Real Estate Partners
- Agent Phone:
- (601) 942-2683
- Agent Email:
- steve@stevehouck.com
Sponsoring Broker: Edward Donovan, Continental Real Estate Group, Inc
Waterfront • Boathouse • Boat Slip • Resort-Style Living Welcome to luxury waterfront living in beautiful Lake Caroline! Builder offering $20,000 in buyer incentives. Their preferred lender, Hancock Whitney is offering another $5,000. this brand-new 4 bedroom, 3.5 bath home offers 3,077 square feet of thoughtfully designed space and a lifestyle that feels like vacation every single day. Perfectly positioned on the water, the home includes its own private boathouse with a boat slip--an incredible amenity for anyone who loves boating, fishing, or relaxing by the reservoir-like scenery. Inside, you'll find a stunning open-concept floor plan where the living room, kitchen, and dining area all flow together effortlessly. The living room features a custom fireplace framed by built-in bookshelves, and the large windows capture beautiful water views from the living, kitchen, dining, and even two of the upstairs bedrooms. The kitchen has a 6 burner cooktop along with other G.E. Cafe appliances. The oven is 3 ovens in one, a regular over, convection oven and an air fryer. Just pick your choice on the touch screen The spacious primary suite is located on the main level and enjoys a serene view of the water. The spa-like bath includes a freestanding soaking tub, oversized walk-in shower, and a large closet with built-ins. The closet connects directly into the laundry room, which includes extra cabinetry and a utility sink--an ideal everyday convenience. Upstairs you'll find three generously sized bedrooms and two full baths, giving everyone space and privacy. Step outside to a large covered rear patio overlooking the water, complete with ceiling fans and an outdoor fireplace--perfect for year-round entertaining. Additional highlights include: Walk-in pantry Half bath off the garage hallway 2.5-car garage--ideal for a golf cart or storage Premium finishes throughout Resort-style setting with peaceful water views from multiple rooms Living in Lake Caroline means enjoying one of the most desirable communities in Madison County, offering: Three swimming pools Two marinas Golf course Tennis courts Clubhouse & playgrounds Walking trails and parks Neighborhood restaurant: The Mermaid Café If you're looking for a new construction waterfront home with exceptional amenities and an unbeatable lifestyle, this one is truly special. Some photos are virtually staged
-
- Bedrooms
- 4
-
- Bathrooms
- 3
-
- Year Built
- 2026
-
- Stories
- 2.0
-
- Architectural Style
- Farmhouse
-
- Construction Materials
- Brick, Board & Batten Siding
-
- Foundation
- Slab, Pillar/Post/Pier
-
- Garage Spaces
- 2.5
-
- Parking Features
- Attached, Garage Door Opener, Garage, Concrete, Garage Faces Side, Lighted, Direct Access
-
- Interior Features
- High Speed Internet, Ceiling Fan(s), Walk-In Closet(s), Pantry, Kitchen Island, Master Downstairs, Granite Counters, Double Vanity, Recessed Lighting, High Ceilings, Open Floorplan, Bookcases, Crown Molding, Tray Ceiling(s), Built-in Features, Soaking Tub
-
- Appliances
- Dishwasher, Microwave, Disposal, Tankless Water Heater, Gas Cooktop, Cooktop, Oven, Range Hood, Gas Water Heater, Stainless Steel Appliance(s), Self Cleaning Oven, Vented Exhaust Fan
-
- Flooring
- Ceramic Tile, Wood
-
- Exterior Features
- Lighting, Boat Slip
-
- Patio And Porch
- Porch, Front Porch, Rear Porch
-
- Security Features
- Smoke Detector(s)
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Natural Gas, Central
-
- Acres
- 0.25
-
- Lot Features
- Waterfront, Views
-
- Water Front Features
- Lake Front, Waterfront
-
- Water Front
- Yes
-
- View
- Water
-
- Utilities
- Cable Available, Natural Gas Available, Cable Connected, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
-
- Water
- Public
-
- County
- Madison
-
- City
- Madison
-
- Neighborhood
- Lake Caroline
-
- Zip Code
- 39110
-
- High School
- Canton
-
- Middle School
- Canton Middle School
-
- Elementary School
- Canton
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $749900
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Price History
| 05/15/2026 | Price Changed | $749,900 |
| Source: MLS United #4132710 | ||
| 11/27/2025 | Listed | $779,000 |
| Source: MLS United #4132710 | ||
Source: MLS Data
Deed History
| 10/25/2024 | Warranty Deed | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 10/25/2024 | Building or Construction Loan | $554,235 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Madison
There are currently 243 properties available in Madison, with 5 under contract to close soon. Properties in the city have an average sale price of $596,635 and typically spend 0 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 6 zip codes in Madison County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 106 Heron's Bay Cir?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 106 Heron's Bay Cir.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 106 Heron's Bay Cir?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $749,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Madison, and can even get you in to see the property quickly.
How do I get a virtual tour of 106 Heron's Bay Cir?
Yes! A virtual tour is available for 106 Heron's Bay Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 106 Heron's Bay Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 106 Heron's Bay Cir at around $4,326. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 106 Heron's Bay Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Madison County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 106 Heron's Bay Cir?
In most cases, yes. Whether 106 Heron's Bay Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Madison's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 106 Heron's Bay Cir?
We can handle that for you. Our preferred local agent specializes in residentials in Madison and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $749,900 with 3,077 sqft of space—that comes out to approximately $244 per square foot.
How long has this property been on the market?
106 Heron's Bay Cir was listed on November 27, 2025, which means it's been on the market for 346 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2026, making it approximately 0 years old.
What is the lot size of this property?
106 Heron's Bay Cir sits on a 0.25-acre lot, which is 10,890 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Canton
- Middle: Canton Middle School
- High: Canton
Want to see how these schools compare? Check out our Madison County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 106 Heron's Bay Cir?
The most recent public record shows annual property taxes for 106 Heron's Bay Cir were approximately $700. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $1,049 paid annually.
Is 106 Heron's Bay Cir still available for sale?
This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.
Source: ez Home Search, MLS Data
Popular Home Searches in Madison, MS
Open Houses Near Madison, MS
Land for Sale Near Madison, MS
Townhomes for Sale Near Madison, MS
Waterfront Homes for Sale Near Madison, MS
Waterfront Condos for Sale Near Madison, MS
Homes with Pools for Sale Near Madison, MS
Gated Community Homes for Sale Near Madison, MS
Homes with No Hoa for Sale Near Madison, MS
Homes in Adult Communities for Sale Near Madison, MS
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, MLS United. All rights reserved.
Last Updated: November 08, 2026 at 04:32PM | Source: MLS United | MLS#: 4132710