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Own a piece of downtown Stover history! Built in 1905 as the original Farmers Bank, this unique commercial property offers 4,876± total sq ft on a corner lot in the heart of downtown. The 1,496± sq ft main level is currently used as an antique store and features the original bank vault, adding character you won't find in an ordinary commercial building. Upstairs, 1,200± sq ft of unfinished space overlooks downtown and gives the next owner room to expand with additional retail, offices, studio space or storage. The 2,190± sq ft warehouse adds valuable space for inventory, equipment, projects or business operations. Continue the antique concept, create a vendor market, open a boutique or home décor store, develop an event venue, or combine a showroom or storefront with warehouse space for a contractor or service business. With multiple spaces under one roof, you can operate now while improving and expanding over time. Bring your business, your ideas and your vision to downtown Stover. Schedule your private showing today!

Highlights

  • Commercial Sale
  • Office
  • 0.13 Acre Lot
  • 32 days on Market

  • Construction Materials
    Brick, Metal Siding
  • Cooling
    Central Air

  • Acres
    0.13
  • Lot Features
    Level, City Lot
  • Utilities
    Electricity Available, Propane
  • Water
    Public

  • Area
    R
  • County
    Morgan
  • City
    Stover
  • Zip Code
    65078

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Frequently Asked Questions

How do I schedule a tour of 312 2nd St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 312 2nd St.

They know commercial sales in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 312 2nd St?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $150,000. We can talk through recent upgrades, potential seller motivation, how this office compares to others in Stover, and can even get you in to see the property quickly.

How do I get a virtual tour of 312 2nd St?

Yes! A virtual tour is available for 312 2nd St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 312 2nd St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 312 2nd St at around $905. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 312 2nd St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Morgan County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 312 2nd St?

In most cases, yes. Whether 312 2nd St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Stover's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 312 2nd St?

We can handle that for you. Our preferred local agent specializes in commercial sales in Stover and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $150,000 with 4,876 sqft of space—that comes out to approximately $31 per square foot.

How long has this property been on the market?

312 2nd St was listed on October 09, 2026, which means it's been on the market for 32 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

312 2nd St sits on a 0.13-acre lot, which is 5,663 square feet.

What are the property taxes for 312 2nd St?

The most recent public record shows annual property taxes for 312 2nd St were approximately $620. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 312 2nd St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part courtesy of the Broker Reciprocity/IDX Programs of the Multiple Listing Services of Lake of the Ozarks Board of REALTORS® Inc. and Bagnell Dam Association of REALTORS®. Real estate listings held by brokerage firms other than ReeceNichols Real Estate are governed by MLS Rules and Regulations and detailed information about them includes the name of the listing companies. The information being provided is for consumers' personal, non-commercial use and will not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. Information deemed reliable but not guaranteed. Copyright © 2026 Lake of The Ozarks BOR and Bagnell Dam AOR. All Rights Reserved.