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470 Fall River Ln , Saint Charles, MO 63304

$374,900

3
beds
2 full · 1 half
baths
1,990
sqft
2012
year built

This 14 year young and well maintained ranch home welcomes you with an open floor plan featuring a living room, dining room and kitchen (all appliances stay in current condition only). Seller has added extra cabinetry/counter space to the kitchen and just off the kitchen you will find the main level laundry. You will also notice and be amazed at all the natural light . The primary features a full bath and plenty of closet space with two additional bedrooms on the main level. Venture outside to a lovely covered patio and yard, perfect for entertaining, relaxing or just enjoying the park like atmosphere. The lower level has been recently updated/partially finished with a spacious rec/family room and a half bath which allows for much more finished space. The charming front porch invites you sit and enjoy morning coffee while overlooking the meticulously maintained private street. Make this one home today!

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    2012
  • Architectural Style
    Ranch
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached
  • Living Area
    1990.0
  • Interior Features
    Ceiling Fan(s), Pantry, Storage, Open Floorplan
  • Appliances
    Dishwasher, Electric Range, Microwave, Refrigerator, Disposal, Gas Water Heater
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air, Natural Gas
  • Basement
    Full, Partially Finished, Bath/Stubbed

  • Acres
    0.21
  • Lot Features
    Back Yard, Front Yard
  • Utilities
    Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public

  • Area
    412 - Francis Howell Cntrl
  • County
    Saint Charles
  • City
    Saint Charles
  • Neighborhood
    Fall Rivers Estates
  • Zip Code
    63304
  • High School
    Francis Howell Central High
  • Middle School
    Hollenbeck Middle
  • Elementary School
    Central Elem.

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Frequently Asked Questions

How do I schedule a tour of 470 Fall River Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 470 Fall River Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 470 Fall River Ln?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $374,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Charles, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 470 Fall River Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 470 Fall River Ln at around $2,362. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 470 Fall River Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Charles County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 470 Fall River Ln?

In most cases, yes. Whether 470 Fall River Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Charles's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 470 Fall River Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Charles and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $374,900 with 1,990 sqft of space—that comes out to approximately $188 per square foot.

How long has this property been on the market?

470 Fall River Ln was listed on November 06, 2026, which means it's been on the market for 3 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2012, making it approximately 14 years old.

What is the lot size of this property?

470 Fall River Ln sits on a 0.21-acre lot, which is 9,148 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Central Elem.
  • Middle: Hollenbeck Middle
  • High: Francis Howell Central High

Want to see how these schools compare? Check out our Saint Charles County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 470 Fall River Ln?

The most recent public record shows annual property taxes for 470 Fall River Ln were approximately $2,746. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $325 paid annually.

This covers access to community features including: None.

Is 470 Fall River Ln still available for sale?

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 09, 2026 at 02:53AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Source: MARIS MLS | MLS#: 26071174