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87.3 Acres | Private Lake Estate A rare offering just South of Rolla: 87.3 contiguous acres wrapping 4,800 feet of shoreline on Bray Lake, a private 103-acre lake with a custom lakefront home, four distinct lake points, and 1,685 feet of frontage on US Highway 63. The Home was completed in 2024. The 2,707 sqft residence was designed around the water. Five bedrooms, two and a half baths, and 9-foot ceilings on all three levels. The great room opens to a custom kitchen with cabinetry carried to the ceiling and a black walnut island. Multiple 8ft. tall patio doors open onto a covered deck above the lake. Oak hardwood flooring throughout, custom oak stairs, beams, vaulted ceilings, and a wood-burning stove. The build quality goes well beyond typical standards: 9 ft. ceilings throughout, Hardie fiber-cement siding, and Pella Architect Series aluminum-clad windows throughout. Two independent heat-pump forced-air systems and a hybrid heat-pump water heater keep operating costs low. The 1,384 sqft walkout basement is drywalled with 9-foot ceilings, all plumbing and electrical rough-ins are set, and the HVAC is already sized for the future basement finish. A finished bonus room sits above the two-car attached garage. Outside the home: a private dock, gravel beach, roughly 2,000 square feet of concrete patio, covered porch, and an expansive deck facing the water. The Land The acreage runs from highway frontage down through classic Ozark terrain to the water, with four separate lake points offering premium building sites. An improved gravel road, built in 2021, runs the length of the lakeside property. A second access point has been approved by MoDOT off of US-63 if additional access is ever wanted. The land carries genuine development capacity. Both 2026 appraisals identify the highest and best use as multiple lake homesites and commercial potential adjoining US-HWY 63. Details: Private well and septic serving the home. Intercounty Electric, propane gas. FEMA Zone X. An existing billboard lease on the US-63 frontage produces modest annual income and conveys with the property. 2025 real estate taxes: $3,027. Unincorporated Phelps County outside Rolla city limits — no zoning, no restrictions, no HOA. Two independent 2026 appraisals, boundary survey, and full property packet available to qualified buyers. Property may be considered in two parcels: the 11.36-acre home tract and the 75.94-acre balance.

Highlights

  • Land
  • 87.3 Acre Lot
  • Waterfront
  • 81 days on Market

  • Exterior Features
    Garden

  • Acres
    87.3
  • Lot Features
    Wooded, Cleared, Waterfront, Views, Garden, Many Trees, Gentle Sloping, Split Possible, Back Yard, Front Yard, Native Plants
  • Water Front
    Yes
  • Water
    Private, Well

  • Area
    796 - Rolla
  • County
    Phelps
  • City
    Rolla
  • Neighborhood
    None
  • Zip Code
    65401
  • High School
    Rolla Sr. High
  • Middle School
    Rolla Jr. High
  • Elementary School
    Col. John B. Wyman Elem.

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Frequently Asked Questions

How do I schedule a tour of 13296 County Road 5170?

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How do I get more information about 13296 County Road 5170?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $3,200,000. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Rolla, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 13296 County Road 5170?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 13296 County Road 5170 at around $18,463. This includes estimated property taxes and insurance.

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How do I get pre-approved to buy 13296 County Road 5170?

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Can I negotiate the asking price for 13296 County Road 5170?

In most cases, yes. Whether 13296 County Road 5170 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Rolla's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 13296 County Road 5170?

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You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

13296 County Road 5170 was listed on August 26, 2026, which means it's been on the market for 81 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

13296 County Road 5170 sits on a 87.3-acre lot, which is 3,802,788 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Col. John B. Wyman Elem.
  • Middle: Rolla Jr. High
  • High: Rolla Sr. High

Want to see how these schools compare? Check out our Phelps County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 13296 County Road 5170?

The most recent public record shows annual property taxes for 13296 County Road 5170 were approximately $3,027. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 13296 County Road 5170 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 15, 2026 at 05:42PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Source: MARIS MLS | MLS#: 26055552