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Imagine starting your day with coffee on the patio, watching wildlife at the edge of the trees. Set on a spacious cul-de-sac lot in Monticello Village, this inviting two-story makes the most of its wooded backdrop. Vinyl privacy fencing lines both sides of the yard, while aluminum fencing across the back keeps the view open to the mature trees. Inside, vinyl plank flooring flows throughout the main and finished lower levels. The spacious kitchen features a breakfast bar and an included refrigerator, and the bay-window breakfast room opens to the patio. French doors in the great room also lead outside, while a wood-burning fireplace framed by built-in bookshelves makes it a cozy spot to unwind. A separate dining room off the kitchen is ready for holiday gatherings, and the sun-filled living room doubles as a home office or den. Upstairs, four generously sized bedrooms include a spacious primary suite with a walk-in closet, corner garden tub and separate shower. The finished lower level adds a family room and flexible recreation space with a bar that stays. Located in the Fort Zumwalt West school district, Monticello Village offers a neighborhood pool, clubhouse and tennis courts. Come see the backyard for yourself and imagine calling it home for the holidays!

Open House

  • November 14, 2026
    12:00pm - 2:00pm

This open house information was last updated on 11/11/2026 11:58AM

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    1989
  • Architectural Style
    Traditional
  • Construction Materials
    Vinyl Siding, Brick
  • Garage Spaces
    2.0
  • Living Area
    2608.0
  • Pool Features
    Community
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Forced Air, Electric, Heat Pump
  • Basement
    Partially Finished

  • Acres
    0.36
  • Lot Features
    Cul-De-Sac
  • Utilities
    Cable Available
  • Water
    Public

  • Area
    407 - Fort Zumwalt West
  • County
    Saint Charles
  • City
    O Fallon
  • Neighborhood
    Monticello Village C
  • Zip Code
    63368
  • High School
    Ft. Zumwalt West High
  • Middle School
    Ft. Zumwalt West Middle
  • Elementary School
    Pheasant Point Elem.

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Frequently Asked Questions

How do I schedule a tour of 54 Georgetown Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 54 Georgetown Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 54 Georgetown Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $409,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in O Fallon, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 54 Georgetown Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 54 Georgetown Cir at around $2,706. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 54 Georgetown Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Charles County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 54 Georgetown Cir?

In most cases, yes. Whether 54 Georgetown Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in O Fallon's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 54 Georgetown Cir?

We can handle that for you. Our preferred local agent specializes in residentials in O Fallon and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $409,900 with 2,608 sqft of space—that comes out to approximately $157 per square foot.

How long has this property been on the market?

54 Georgetown Cir was listed on November 05, 2026, which means it's been on the market for 6 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1989, making it approximately 37 years old.

What is the lot size of this property?

54 Georgetown Cir sits on a 0.36-acre lot, which is 15,682 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Pheasant Point Elem.
  • Middle: Ft. Zumwalt West Middle
  • High: Ft. Zumwalt West High

Want to see how these schools compare? Check out our Saint Charles County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 54 Georgetown Cir?

The most recent public record shows annual property taxes for 54 Georgetown Cir were approximately $4,486. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $394 paid annually.

This covers access to community features including: Clubhouse, Pool, Tennis Court(s).

Is 54 Georgetown Cir still available for sale?

Source: ez Home Search, MLS Data


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Based on information submitted to the MLS GRID as of November 11, 2026 at 10:35PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Source: MARIS MLS | MLS#: 26071762