$269,900
116 Emerald Bay Dr #3 D, Lake Ozark, MO 65049
- 3
- beds
- 2
- baths
- 1,427
- sqft
- 2006
- year built
- Status:
- Active
- MLS #:
- 3590195
- Neighborhood:
- Emerald Bay Condominium
- County:
- Camden
- Listed By:
- JEFFREY D KRANTZ - RE/MAX Lake of the Ozarks
- Agent Phone:
- (573) 302-2355
- Agent Email:
- jeff@krantzproperties.com
Sponsoring Broker: Amy Ringsdorf, ReeceNichols Real Estate
Top-floor lake view condo in Emerald Bay with a 12x32 boat slip, located in the heart of Horseshoe Bend. This fully furnished, turnkey 3-bedroom, 2-bath condo offers panoramic Main Channel views and effortless lake living. The property has been used as a short-term rental with a strong rental history. The open-concept layout features a spacious living area and bright kitchen with stainless steel appliances, breakfast bar, and ample cabinet space. The primary suite includes direct deck access, double vanity bath, and lake views. Two additional bedrooms offer flexibility for guests, family, or rental use. Enjoy the newly built cedar deck (2024) overlooking Lake of the Ozarks, ideal for morning coffee or sunset dining. This top-floor unit provides added privacy, natural light, and elevated views. Emerald Bay amenities include a newly renovated pool, tennis court with basketball hoop across from the unit, plus a second lakefront pool and clubhouse. Recent updates include HVAC (2022), refrigerator (2025), and newer roofs throughout the complex. Convenient to Bagnell Dam dining, shopping, and entertainment. Move-in ready for full-time living, weekends, or investment use.
Highlights
- Residential
- Condominium
- Built in 2006
- $1,993/qtr HOA
- Waterfront
- 50 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 2006
-
- Parking Features
- No Garage, Paved, Assigned
-
- Living Area
- 1427.0
-
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s), Pantry, Tray Ceiling(s), Coffered Ceiling(s)
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Cooktop
-
- Flooring
- Tile
-
- Furnished
- Furnished
-
- Exterior Features
- Tennis Court(s), Boat Slip
-
- Patio And Porch
- Covered, Deck, Screened
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air, Electric
-
- Lot Features
- Waterfront
-
- Water Front Features
- Seawall, Lake Privileges
-
- Water Front
- Yes
-
- View
- Lake
-
- Utilities
- Cable Available
-
- Water
- Public
-
- Area
- A
-
- County
- Camden
-
- City
- Lake Ozark
-
- Neighborhood
- Emerald Bay Condominium
-
- Zip Code
- 65049
-
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preferred mortgage partner
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your partner for Camden county
Loree Jones
Company NMLS #: 3446
LO NMLS #: 1597653
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Price History
| 10/30/2026 | Price Changed | $269,900 |
| Source: Lake of the Ozarks Board of REALTORS #3590195 | ||
| 09/25/2026 | Listed | $279,900 |
| Source: Lake of the Ozarks Board of REALTORS #3590195 | ||
| 10/30/2026 | Price Changed | $269,900 |
| Source: Bagnell Dam Association of REALTORS #3590195 | ||
| 09/25/2026 | Listed | $279,900 |
| Source: Bagnell Dam Association of REALTORS #3590195 | ||
| 10/27/2025 | Off Market | — |
| Source: Lake of the Ozarks Board of REALTORS #3581069 | ||
| 10/27/2025 | Off Market | — |
| Source: Bagnell Dam Association of REALTORS #3581069 | ||
Source: MLS Data
Deed History
| 08/31/2022 | Warranty Deed | $0 |
| 09/13/2021 | Warranty Deed | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 09/13/2021 | Coventional | $269,000 |
Source: Public records via Constellation Data Labs
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There are currently 102 properties available in Lake Ozark, with 4 under contract to close soon. Properties in the city have an average sale price of $588,968 and typically spend 79 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 116 Emerald Bay Dr #3 D?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 116 Emerald Bay Dr #3 D.
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How do I get more information about 116 Emerald Bay Dr #3 D?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $269,900. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Lake Ozark, and can even get you in to see the property quickly.
How do I get a virtual tour of 116 Emerald Bay Dr #3 D?
Yes! A virtual tour is available for 116 Emerald Bay Dr #3 D. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 116 Emerald Bay Dr #3 D?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 116 Emerald Bay Dr #3 D at around $1,654. This includes estimated property taxes and insurance.
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How do I get pre-approved to buy 116 Emerald Bay Dr #3 D?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Camden County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 116 Emerald Bay Dr #3 D?
In most cases, yes. Whether 116 Emerald Bay Dr #3 D is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Lake Ozark's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 116 Emerald Bay Dr #3 D?
We can handle that for you. Our preferred local agent specializes in residentials in Lake Ozark and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $269,900 with 1,427 sqft of space—that comes out to approximately $189 per square foot.
How long has this property been on the market?
116 Emerald Bay Dr #3 D was listed on September 25, 2026, which means it's been on the market for 50 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2006, making it approximately 20 years old.
What are the property taxes for 116 Emerald Bay Dr #3 D?
The most recent public record shows annual property taxes for 116 Emerald Bay Dr #3 D were approximately $1,422. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $1,993 paid quarterly.
Is 116 Emerald Bay Dr #3 D still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this website comes in part courtesy of the Broker Reciprocity/IDX Programs of the Multiple Listing Services of Lake of the Ozarks Board of REALTORS® Inc. and Bagnell Dam Association of REALTORS®. Real estate listings held by brokerage firms other than ReeceNichols Real Estate are governed by MLS Rules and Regulations and detailed information about them includes the name of the listing companies. The information being provided is for consumers' personal, non-commercial use and will not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. Information deemed reliable but not guaranteed. Copyright © 2026 Lake of The Ozarks BOR and Bagnell Dam AOR. All Rights Reserved.