1321 Commons Cir , Cottleville, MO 63304
$430,000
- 3
- beds
- 2 full · 1 half
- baths
- 2,128
- sqft
- 2014
- year built
$430,000
1321 Commons Cir , Cottleville, MO 63304
- 3
- beds
- 2 full · 1 half
- baths
- 2,128
- sqft
- 2014
- year built
- Status:
- Active
- MLS #:
- 26063689
- Neighborhood:
- Colonial Green
- County:
- Saint Charles
- Listed By:
- Doug Howell - Redfin Corporation
- Agent Phone:
- (636) 544-1337
- Agent Email:
- doug.howell@redfin.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Discover the charm of Cottleville living in this inviting corner-lot home in Colonial Green. Featuring 3 bedrooms, 2.5 bathrooms, and 2,128 square feet of above-ground living space, this home pairs distinctive details with everyday convenience, including brand-new carpet installed in October 2026. Nine-foot main-level ceilings and luxury vinyl plank flooring installed in 2022 set the stage for a welcoming interior. Custom living-room woodwork added in 2025 and a wood-burning fireplace create a warm gathering space for relaxing or entertaining. The kitchen offers an island and walk-in pantry, while main-floor laundry keeps daily routines convenient. Upstairs, the primary suite provides a comfortable retreat with a tray ceiling and upgraded private bathroom. Two additional bedrooms and a full hall bathroom complete the upper level. Enjoy a fenced yard with lawn irrigation and an attached two-car rear-entry garage. The full unfinished basement offers generous storage and future finishing potential, with a bathroom rough-in already in place. Additional features include dual furnaces and AC systems, built-in humidifiers, upgraded insulation, ceiling fans in the living room and all bedrooms, and upgraded architectural shingles. Located within the Francis Howell School District, this home offers the unique charm of Cottleville, where small-town character meets an active, connected lifestyle with historic Old Town, local dining and shops, beautiful parks, community events, and golf-cart-friendly streets and trails. Ideally located with easy access to major interstates and Highway 364, making commutes and trips throughout St. Charles County and the greater St. Louis area convenient.
Highlights
- Residential
- Single Family Residence
- Built in 2014
- 0.105 Acre Lot
- $500/yr HOA
- 2 Car Garage
- 35 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 2014
-
- Architectural Style
- Traditional
-
- Construction Materials
- Vinyl Siding
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Garage Door Opener, Garage, Covered, Garage Faces Rear, Alley Access
-
- Living Area
- 2128.0
-
- Interior Features
- Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Pantry, Kitchen Island, Breakfast Bar, Double Vanity, Open Floorplan, Soaking Tub
-
- Appliances
- Dryer, Dishwasher, Microwave, Washer, Disposal, Electric Oven, Exhaust Fan
-
- Flooring
- Vinyl, Carpet
-
- Exterior Features
- Private Yard
-
- Patio And Porch
- Covered, Patio, Front Porch
-
- Cooling
- Ceiling Fan(s), Central Air, Electric, Dual
-
- Heating
- Forced Air, Electric, Exhaust Fan
-
- Basement
- Full, Unfinished, Sump Pump, Bath/Stubbed, Concrete
-
- Acres
- 0.105
-
- Lot Features
- Level, Corner Lot
-
- Utilities
- Electricity Connected, Water Connected
-
- Water
- Public
-
- Area
- 412 - Francis Howell Cntrl
-
- County
- Saint Charles
-
- City
- Cottleville
-
- Neighborhood
- Colonial Green
-
- Zip Code
- 63304
-
- High School
- Francis Howell Central High
-
- Middle School
- Saeger Middle
-
- Elementary School
- Warren Elem.
-
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Estimated Value
$433,763
Estimated Sales Price Range:
$403,399 - $464,126
Source: Constellation Data Labs
Price History
| 10/02/2026 | Listed | $430,000 |
| Source: MARIS MLS #26063689 | ||
Source: MLS Data
Deed History
| 09/29/2020 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 09/29/2020 | Conventional | $176,400 |
| 09/07/2018 | Conventional | $190,000 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Cottleville
There are currently 41 properties available in Cottleville, with 2 under contract to close soon. Properties in the city have an average sale price of $556,429 and typically spend 75 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 1321 Commons Cir?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1321 Commons Cir.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 1321 Commons Cir?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $430,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Cottleville, and can even get you in to see the property quickly.
How do I get a virtual tour of 1321 Commons Cir?
Yes! A virtual tour is available for 1321 Commons Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 1321 Commons Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 1321 Commons Cir at around $2,700. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 1321 Commons Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
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Can I negotiate the asking price for 1321 Commons Cir?
In most cases, yes. Whether 1321 Commons Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cottleville's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 1321 Commons Cir?
We can handle that for you. Our preferred local agent specializes in residentials in Cottleville and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $430,000 with 2,128 sqft of space—that comes out to approximately $202 per square foot.
How long has this property been on the market?
1321 Commons Cir was listed on October 02, 2026, which means it's been on the market for 35 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2014, making it approximately 12 years old.
What is the lot size of this property?
1321 Commons Cir sits on a 0.11-acre lot, which is 4,792 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Warren Elem.
- Middle: Saeger Middle
- High: Francis Howell Central High
Want to see how these schools compare? Check out our Saint Charles County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 1321 Commons Cir?
The most recent public record shows annual property taxes for 1321 Commons Cir were approximately $4,422. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $500 paid annually.
This covers access to community features including: Management.
Is 1321 Commons Cir still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Based on information submitted to the MLS GRID as of November 06, 2026 at 05:07AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Source: MARIS MLS | MLS#: 26063689