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Dreaming in shades of shimmering blue? Consider this your official invitation to stop dreaming and start living beside the water you keep picturing.This three-bedroom, three-bathroom home sits pretty on pristine shoreline, where a gentle, easygoing walk leads you straight to the lake -- no scrambling down rugged slopes or negotiating with gravity required. Better still, you score both lake views and true lakefront, a combination that feels almost greedy in the best possible way.Inside, double family rooms give everyone room to spread out. One crowd can cheer at the big game while another settles into a puzzle, a movie, or a well-earned nap -- no negotiating over the remote necessary. When cooler evenings arrive, the propane fireplace flickers to life, turning chilly nights into cozy ones without the hassle of hauling firewood.10'x 24'Boat Slip available for additional $70,000 (no boat lift).Storage? Prepare to be impressed. There's genuine space galore here, so seasonal decorations, lake toys, and that ever-growing collection of paddleboards all find a proper home instead of cluttering the hallway.Then there's the outdoor patio, which quietly steals the entire show. Picture warm summer nights, gentle breezes off the water, and the kind of lakeside gatherings that stretch happily past sunset. This is where memories get made, drinks get poured, and worries get politely shown the door.Community perks include outdoor pool, community center, outdoor gathering spaces, fitness room, courts and lake access!Comfortable, spacious, and blessed with a shoreline most people only visit on vacation, this one delivers everyday lake living at its finest. Schedule your showing before someone else claims your waterfront happy place.**Some photos are virtually staged for design ideas**

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    1987
  • Stories
    1.0
  • Architectural Style
    Raised Ranch
  • Construction Materials
    Stone
  • Garage Spaces
    3.0
  • Parking Features
    Garage Faces Side, Garage Faces Rear
  • Living Area
    3479.0
  • Interior Features
    Walk-In Closet(s), Kitchen Island, Laminate Counters
  • Appliances
    Dishwasher, Electric Water Heater, Refrigerator, Disposal, Electric Oven, Exhaust Fan, Free-Standing Electric Oven
  • Flooring
    Carpet, Linoleum
  • Exterior Features
    Rain Gutters
  • Patio And Porch
    Patio, Deck, Enclosed, Screened
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air, Electric, Heat Pump, Propane, Floor Furnace, Exhaust Fan
  • Basement
    Finished, Full, Walk-Out Access, Walk-Up Access

  • Acres
    0.6
  • Lot Features
    Sloped, Level, Waterfront
  • Water Front Features
    Lake Front
  • Water Front
    Yes
  • View
    Lake, Water
  • Utilities
    Propane
  • Water
    Public

  • County
    Stone
  • City
    Blue Eye
  • Neighborhood
    Twin Island Estates
  • Zip Code
    65611
  • High School
    Blue Eye
  • Middle School
    Blue Eye
  • Elementary School
    Blue Eye

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Frequently Asked Questions

How do I schedule a tour of 304 Cedar Terrace?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 304 Cedar Terrace.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 304 Cedar Terrace?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $575,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Blue Eye, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 304 Cedar Terrace?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 304 Cedar Terrace at around $3,395. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 304 Cedar Terrace?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Stone County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 304 Cedar Terrace?

In most cases, yes. Whether 304 Cedar Terrace is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Blue Eye's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 304 Cedar Terrace?

We can handle that for you. Our preferred local agent specializes in residentials in Blue Eye and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $575,000 with 3,479 sqft of space—that comes out to approximately $165 per square foot.

How long has this property been on the market?

304 Cedar Terrace was listed on July 25, 2026, which means it's been on the market for 107 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1987, making it approximately 39 years old.

What is the lot size of this property?

304 Cedar Terrace sits on a 0.6-acre lot, which is 26,136 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Blue Eye
  • Middle: Blue Eye
  • High: Blue Eye

Want to see how these schools compare? Check out our Stone County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 304 Cedar Terrace?

The most recent public record shows annual property taxes for 304 Cedar Terrace were approximately $1,476. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $450 paid annually.

Is 304 Cedar Terrace still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this web page comes in part from the Internet Data Exchange (IDX) of Southern Missouri Regional MLS. Real estate listings held by Brokerage firms other than ReeceNichols Real Estate are marked with the IDX logo and detailed information about them includes the name of the listing Brokers. The information being provided is for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is deemed reliable but not guaranteed, and all information should be verified by the consumer. Any representation that a website contains all listings shall only mean that the website contain all listing available to the public through the IDX data feed. There may be other properties offered through a REALTOR® that have not been displayed on this site. Information deemed reliable but not guaranteed. Copyright © 2026 Southern Missouri Regional MLS. All Rights Reserved.