$275,000
84 Hays Cir , Silver Bay, MN 55614
- 4
- beds
- 2
- baths
- 2,722
- sqft
- 1958
- year built
- Status:
- Active
- MLS #:
- 7150622
- Neighborhood:
- Silver Bay 07 Div
- County:
- Lake
- Listed By:
- Lisa A Michalski - Edina Realty, Inc. - Duluth
- Agent Phone:
- (218) 220-9453
Sponsoring Broker: Jennifer Staats, ez Home Search, Inc.
Nestled on a large park-like lot with woods in the backyard, this custom-designed 4-bedroom, 3-bath home offers the perfect blend of comfort, privacy, and year-round recreation. A welcoming, light-filled living room flows seamlessly into the formal dining room, creating an inviting space for entertaining. The efficient kitchen features stainless steel appliances and nearby laundry for everyday convenience. The main level includes a spacious primary bedroom with beautiful hardwood floors and a second bedroom currently used as a home office. Upstairs, you'll find two generously sized bedrooms, a full bath, and abundant storage. The lower level expands your living space with a beautifully finished family room featuring a cozy wood-burning fireplace, creating the perfect setting for movie nights, holiday gatherings, or simply unwinding at the end of the day. A versatile bonus room offers flexibility for a home gym, craft room, or office, while the workshop area, quarter bath, and abundant storage add everyday convenience. Step outside to a peaceful backyard retreat where mature woods provide a beautiful natural backdrop. Enjoy your morning coffee, host summer barbecues, or relax and take in the sights and sounds of nature. A charming bridge spans the creek, adding character and convenient access beyond. Gardening enthusiasts will appreciate the large raspberry patch, established perennial plantings, and garden shed for storing tools and outdoor equipment. An attached garage with a convenient entryway is especially welcome during the winter months. Ideally located near the Superior Hiking Trail, as well as cross-country skiing, ATV, and snowmobile trails, this property is a true outdoor enthusiast's dream. Come experience all this exceptional home has to offer!
Highlights
- Residential
- Single Family Residence
- Built in 1958
- 0.2 Acre Lot
- 1 Car Garage
- 49 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 2
-
- Year Built
- 1958
-
- Stories
- 1.0
-
- Construction Materials
- Frame, Steel Siding
-
- Foundation
- Block
-
- Garage Spaces
- 1.0
-
- Parking Features
- Attached
-
- Living Area
- 2722.0
-
- Interior Features
- Eat-in Kitchen
-
- Appliances
- Dryer, Microwave, Refrigerator, Washer, Range
-
- Patio And Porch
- Patio
-
- Cooling
- None
-
- Heating
- Natural Gas
-
- Basement
- Full
-
- Acres
- 0.2
-
- Water
- Public
-
- County
- Lake
-
- City
- Silver Bay
-
- Neighborhood
- Silver Bay 07 Div
-
- Zip Code
- 55614
-
Nearby Schools
-
56out of 100
-
52out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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Price History
| 09/25/2026 | Listed | $275,000 |
| Source: NorthstarMLS #7150622 | ||
Source: MLS Data
Deed History
| 07/03/2024 | Quit Claim Deed (non-arm's length) | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 07/03/2024 | Conventional | $66,000 |
| 05/08/2009 | Open End with Future Advance Clause / Open End Mortgage | $93,100 |
| 06/04/2007 | Open End with Future Advance Clause / Open End Mortgage | $30,000 |
| 10/05/2005 | Open End with Future Advance Clause / Open End Mortgage | $15,000 |
Source: Public records via Constellation Data Labs
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Frequently Asked Questions
How do I schedule a tour of 84 Hays Cir?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 84 Hays Cir.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 84 Hays Cir?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $275,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Silver Bay, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 84 Hays Cir?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 84 Hays Cir at around $1,738. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 84 Hays Cir?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Lake County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 84 Hays Cir?
In most cases, yes. Whether 84 Hays Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Silver Bay's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 84 Hays Cir?
We can handle that for you. Our preferred local agent specializes in residentials in Silver Bay and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $275,000 with 2,722 sqft of space—that comes out to approximately $101 per square foot.
How long has this property been on the market?
84 Hays Cir was listed on September 25, 2026, which means it's been on the market for 49 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1958, making it approximately 68 years old.
What is the lot size of this property?
84 Hays Cir sits on a 0.2-acre lot, which is 8,712 square feet.
What are the property taxes for 84 Hays Cir?
The most recent public record shows annual property taxes for 84 Hays Cir were approximately $2,080. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 84 Hays Cir still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Based on information submitted to the MLS GRID as of November 13, 2026 at 06:07PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Last Updated: November 13, 2026 at 06:07PM | Source: NorthstarMLS | MLS#: 7150622
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