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A duplex can do two jobs: provide a place to live and help offset the cost of owning it. At 1005 3rd Street E in Saint Paul, this 1900-built up-and-down duplex features an established rental history you can plug into, or optionally owner-occupy in the future. Its 2,066 finished square feet include a 3-bed / 1-bath main-level unit and a 2-bed / 1-bath upper-level unit. Each has a dedicated kitchen, living area, boiler, water heater, and 100-amp electrical panel. The upper unit adds an oversized bedroom and a spacious kitchen with island; the main level features a screened front porch and wood flooring in several rooms. The roof was replaced in June 2025 with architectural asphalt shingles. Current scheduled rents total $2,425 monthly, or $29,100 annually: $1,400 for the main unit and $1,025 for the upper unit, both on month-to-month terms. The main-level water heater has also been replaced. The owner pays water/sewer and trash; tenants pay electricity. The unfinished basement offers laundry and storage, and a rear concrete pad parks approximately four vehicles. Property taxes total $5,944 for 2026, and the Dayton's Bluff location imparts quick access to downtown Saint Paul and neighborhood parks. Two units, two jobs, and more than a couple of ways to put them to work.

Highlights

  • Residential Income
  • Duplex
  • Built in 1900
  • 2 days on Market

  • Bedrooms
    5
  • Year Built
    1900
  • Stories
    2.0
  • Construction Materials
    Frame, Stucco, Stone
  • Foundation
    Stone
  • Parking Features
    Concrete, Open
  • Living Area
    2066.0
  • Patio And Porch
    Covered, Enclosed, Front Porch
  • Pool Features
    None
  • Heating
    Natural Gas
  • Basement
    Full, Unfinished, Storage Space

  • Lot Features
    Near Public Transit
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 1005 3rd St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1005 3rd St.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1005 3rd St?

Click Ask a Question to talk with our team. You already know it is a 5 bed, N/A bath, listed for $194,900. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Saint Paul, and can even get you in to see the property quickly.

How do I get a virtual tour of 1005 3rd St?

Yes! A virtual tour is available for 1005 3rd St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 1005 3rd St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1005 3rd St at around $1,535. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1005 3rd St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Ramsey County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1005 3rd St?

In most cases, yes. Whether 1005 3rd St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Paul's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1005 3rd St?

We can handle that for you. Our preferred local agent specializes in residential incomes in Saint Paul and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $194,900 with 2,066 sqft of space—that comes out to approximately $94 per square foot.

How long has this property been on the market?

1005 3rd St was listed on November 11, 2026, which means it's been on the market for 2 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1900, making it approximately 126 years old.

What are the property taxes for 1005 3rd St?

The most recent public record shows annual property taxes for 1005 3rd St were approximately $5,112. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 1005 3rd St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 13, 2026 at 04:57PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 13, 2026 at 04:57PM | Source: NorthstarMLS | MLS#: 7171798

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