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*PRE-INSPECTED* Located in a cul-de-sac AND backing up to a city park this fantastic 4 bed, 2 bath, 1-owner home checks all the boxes! Extensive renovations in 2016 include hardwood floors, carpet, many windows, patio door, kitchen cabinets, countertops, appliances, mechanicals, washer and dryer, roof, siding, deck and professional landscaping. Items to stay with the home include gas fire table and chairs, gas grill and kitchen barstools.

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    2001
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Concrete
  • Living Area
    1952.0
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Disposal
  • Patio And Porch
    Deck
  • Cooling
    Central Air
  • Heating
    Fireplace(s), Forced Air, Natural Gas
  • Basement
    Finished, Full, Daylight, Sump Pump

  • Acres
    0.17
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 4640 Ruby Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 4640 Ruby Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 4640 Ruby Ln?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $399,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Rochester, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 4640 Ruby Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 4640 Ruby Ln at around $2,622. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 4640 Ruby Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Olmsted County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 4640 Ruby Ln?

In most cases, yes. Whether 4640 Ruby Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Rochester's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 4640 Ruby Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Rochester and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $399,900 with 1,952 sqft of space—that comes out to approximately $205 per square foot.

How long has this property been on the market?

4640 Ruby Ln was listed on October 02, 2026, which means it's been on the market for 41 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2001, making it approximately 25 years old.

What is the lot size of this property?

4640 Ruby Ln sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Harriet Bishop
  • Middle: John Adams
  • High: John Marshall

Want to see how these schools compare? Check out our Olmsted County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 4640 Ruby Ln?

The most recent public record shows annual property taxes for 4640 Ruby Ln were approximately $4,158. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 4640 Ruby Ln still available for sale?

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 12, 2026 at 05:11PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 12, 2026 at 05:11PM | Source: NorthstarMLS | MLS#: 7153915

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