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Discover the perfect blend of modern comfort, peaceful country living, and convenience at 13308 Settler Trail in Merrifield! Built in 2021 with Insulated Concrete Forms from floor to rafters and situated on 5.09 beautiful acres, this thoughtfully designed, one-level home offers 3 bedrooms, 1 bathroom, and an inviting open-concept kitchen, dining, and living area ideal for everyday living and entertaining. The in floor heating will provide warm floors on those cold winter mornings through 2 different zones and the mini-split supplies air conditioning and heat as well. The floors are stamped concrete throughout the majority of the home as well. The bathroom features a luxurious steam shower, adding a spa-like touch to this newer home. Step outside to the back patio and take in the peaceful views of the neighboring pond and wetlands, where abundant wildlife provides year-round opportunities to enjoy nature right from your backyard. The property has recently planted apple and plum trees, raised garden beds,for all your gardening needs, and a variety of perennial plantings, creating a beautiful setting for gardening enthusiasts and outdoor lovers alike. With over 5 acres to enjoy, there is room to spread out, explore, and potentially add a garage to suit your needs. Conveniently located just a short drive from Brainerd, this property offers easy access to the lakes, recreation, shopping, dining, golfing, and year-round amenities that make the Brainerd Lakes Area such a desirable place to call home. Whether you're looking for a peaceful primary residence, a low-maintenance retreat, or a property with room to grow, this one offers a unique opportunity to enjoy the best of country living without sacrificing convenience!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2022
  • 5.09 Acre Lot
  • 4 days on Market

  • Bedrooms
    3
  • Bathrooms
    1
  • Year Built
    2022
  • Stories
    1.0
  • Construction Materials
    Vinyl Siding, Concrete, ICFs (Insulated Concrete Forms)
  • Parking Features
    Gravel
  • Living Area
    1480.0
  • Interior Features
    Eat-in Kitchen, Kitchen Island
  • Appliances
    Dishwasher, Microwave, Refrigerator, Range, Tankless Water Heater
  • Patio And Porch
    Patio
  • Cooling
    Ductless
  • Heating
    Propane
  • Basement
    None

  • Acres
    5.09
  • Lot Features
    Irregular Lot, Wetlands
  • Utilities
    Underground Utilities

  • County
    Crow Wing
  • City
    Merrifield
  • Neighborhood
    Homestead First Add
  • Zip Code
    56465

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Frequently Asked Questions

How do I schedule a tour of 13308 Settler Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 13308 Settler Trl.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 13308 Settler Trl?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $305,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Merrifield, and can even get you in to see the property quickly.

How do I get a virtual tour of 13308 Settler Trl?

Yes! A virtual tour is available for 13308 Settler Trl. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 13308 Settler Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 13308 Settler Trl at around $1,915. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 13308 Settler Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Crow Wing County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 13308 Settler Trl?

In most cases, yes. Whether 13308 Settler Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Merrifield's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 13308 Settler Trl?

We can handle that for you. Our preferred local agent specializes in residentials in Merrifield and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $305,000 with 1,480 sqft of space—that comes out to approximately $206 per square foot.

How long has this property been on the market?

13308 Settler Trl was listed on November 09, 2026, which means it's been on the market for 4 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2022, making it approximately 4 years old.

What is the lot size of this property?

13308 Settler Trl sits on a 5.09-acre lot, which is 221,720 square feet.

What are the property taxes for 13308 Settler Trl?

The most recent public record shows annual property taxes for 13308 Settler Trl were approximately $2,150. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 13308 Settler Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Based on information submitted to the MLS GRID as of November 13, 2026 at 08:27AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 13, 2026 at 08:27AM | Source: NorthstarMLS | MLS#: 7171392

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