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Welcome to this exceptional property situated on a private, beautifully wooded 1—acre lot. This home has been meticulously updated, featuring a new roof in 2025, updated gutters with leaf guards, newer windows, and upgraded mechanicals. The main level boasts a bright and inviting kitchen with cabinetry upgrades and Corian countertops, a spacious living room centered around a wood—burning fireplace, and a stunning four-season sunroom complete with skylights. The lower level offers an expansive family room with a cozy wood stove, a dedicated billiard room (pool table included), a workshop, and a bath featuring heated floors. Additional highlights include a walk—out basement, abundant storage space, and a functional layout throughout. A wonderful value offering comfort, privacy, and endless appeal—schedule your showing today !

Highlights

  • Residential
  • Single Family Residence
  • Built in 1973
  • 1.0 Acre Lot
  • 3 Car Garage
  • 3 days on Market

  • Bedrooms
    4
  • Bathrooms
    1 full · 1 half
  • Year Built
    1973
  • Stories
    1.0
  • Construction Materials
    Frame, Cedar
  • Foundation
    Block
  • Garage Spaces
    3.0
  • Parking Features
    Gravel, Garage Door Opener
  • Living Area
    2908.0
  • Interior Features
    Vaulted Ceiling(s)
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Refrigerator, Washer, Range, Water Softener Owned, Exhaust Fan, Water Purifier
  • Patio And Porch
    Covered, Patio
  • Cooling
    Central Air
  • Heating
    Fireplace(s), Natural Gas, Baseboard, Wood Stove
  • Basement
    Finished, Full, Walk-Out Access, Partially Finished, Sump Pump, Block, Storage Space

  • Acres
    1.0

  • County
    Hennepin
  • City
    Loretto
  • Neighborhood
    Fernwood Hills
  • Zip Code
    55357

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Frequently Asked Questions

How do I schedule a tour of 5095 Fern Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 5095 Fern Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 5095 Fern Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 1 bath, listed for $399,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Loretto, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 5095 Fern Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 5095 Fern Dr at around $2,582. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 5095 Fern Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hennepin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 5095 Fern Dr?

In most cases, yes. Whether 5095 Fern Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Loretto's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 5095 Fern Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Loretto and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $399,900 with 2,908 sqft of space—that comes out to approximately $138 per square foot.

How long has this property been on the market?

5095 Fern Dr was listed on November 05, 2026, which means it's been on the market for 3 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1973, making it approximately 53 years old.

What is the lot size of this property?

5095 Fern Dr sits on a 1.0-acre lot, which is 43,560 square feet.

What are the property taxes for 5095 Fern Dr?

The most recent public record shows annual property taxes for 5095 Fern Dr were approximately $3,673. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 5095 Fern Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 08, 2026 at 06:56PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 08, 2026 at 06:56PM | Source: NorthstarMLS | MLS#: 7166350

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