TBD Spruce Cir , Garrison, MN 56450

How do I schedule a tour of TBD Spruce Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to TBD Spruce Cir.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about TBD Spruce Cir?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $15,000. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Garrison, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for TBD Spruce Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for TBD Spruce Cir at around $89. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy TBD Spruce Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Crow Wing County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for TBD Spruce Cir?

In most cases, yes. Whether TBD Spruce Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Garrison's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on TBD Spruce Cir?

We can handle that for you. Our preferred local agent specializes in lands in Garrison and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

TBD Spruce Cir was listed on August 27, 2026, which means it's been on the market for 74 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

TBD Spruce Cir sits on a 0.5-acre lot, which is 21,780 square feet.

What are the property taxes for TBD Spruce Cir?

The most recent public record shows annual property taxes for TBD Spruce Cir were approximately $42. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is TBD Spruce Cir still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.