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Here is an exciting opportunity to get on the rippling waters of MilleLacs Lake at a price you can afford! A wooded harbor lot on MilleLacs awaits you here - approx. .78 acre lot with approx. 85' of harbor frontage. LOCATION! Just a few minutes S of Garrison, so much to do around MilleLacs with bountiful area trails, parks, golf, restaurants, casino and about a 1/2 hour drive to Brainerd amenities. City sewer pipe is stubbed in along Harbor Dr. Check with county land services for your possible building plans or intended lot use and get ready to enjoy mighty MilleLacs!


  • Acres
    0.787
  • Lot Features
    Wooded, Waterfront
  • Water Front
    Yes
  • View
    Harbor
  • Utilities
    Sewer Available, Electricity Available, None

  • County
    Mille Lacs
  • City
    Garrison
  • Neighborhood
    Port Mille Lacs Captains Cove
  • Zip Code
    56450

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Frequently Asked Questions

How do I schedule a tour of 187 XX Harbor Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 187 XX Harbor Dr.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 187 XX Harbor Dr?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $76,900. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Garrison, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 187 XX Harbor Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 187 XX Harbor Dr at around $476. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 187 XX Harbor Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Mille Lacs County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 187 XX Harbor Dr?

In most cases, yes. Whether 187 XX Harbor Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Garrison's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 187 XX Harbor Dr?

We can handle that for you. Our preferred local agent specializes in lands in Garrison and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

187 XX Harbor Dr was listed on June 01, 2026, which means it's been on the market for 165 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

187 XX Harbor Dr sits on a 0.79-acre lot, which is 34,412 square feet.

What are the property taxes for 187 XX Harbor Dr?

The most recent public record shows annual property taxes for 187 XX Harbor Dr were approximately $464. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 187 XX Harbor Dr still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 13, 2026 at 08:27AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 13, 2026 at 08:27AM | Source: NorthstarMLS | MLS#: 7084880

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