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Hard-to-find one-level living with features you’ll love! Enjoy a beautiful sunroom, concrete patio, and newer vinyl windows. The kitchen offers stainless steel appliances and a center island, while a separate in-unit laundry room adds everyday convenience. Both bedrooms feature walk-in closets, and the bathroom includes a soaking tub and separate shower. The low association fee of $285 per month covers water, trash, professional maintenance, and hazard insurance. Pets are welcome!

Highlights

  • Residential
  • Townhouse
  • Built in 1993
  • $285/mo HOA
  • 1 Car Garage
  • 54 days on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1993
  • Stories
    1.0
  • Construction Materials
    Vinyl Siding, Concrete
  • Foundation
    Slab
  • Garage Spaces
    1.0
  • Parking Features
    Attached, Garage Door Opener, Asphalt
  • Living Area
    1108.0
  • Interior Features
    Walk-In Closet(s), Kitchen Island
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Gas Water Heater
  • Flooring
    Hardwood
  • Patio And Porch
    Patio
  • Pool Features
    None
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air, Natural Gas
  • Basement
    None

  • Utilities
    Cable Available
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 4139 Ruby Ln #74?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 4139 Ruby Ln #74.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 4139 Ruby Ln #74?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $240,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Elgin, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 4139 Ruby Ln #74?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 4139 Ruby Ln #74 at around $1,553. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 4139 Ruby Ln #74?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Dakota County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 4139 Ruby Ln #74?

In most cases, yes. Whether 4139 Ruby Ln #74 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Elgin's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 4139 Ruby Ln #74?

We can handle that for you. Our preferred local agent specializes in residentials in Elgin and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $240,000 with 1,108 sqft of space—that comes out to approximately $217 per square foot.

How long has this property been on the market?

4139 Ruby Ln #74 was listed on September 17, 2026, which means it's been on the market for 54 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1993, making it approximately 33 years old.

What are the property taxes for 4139 Ruby Ln #74?

The most recent public record shows annual property taxes for 4139 Ruby Ln #74 were approximately $2,246. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $285 paid monthly.

Is 4139 Ruby Ln #74 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 10, 2026 at 07:15PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 10, 2026 at 07:15PM | Source: NorthstarMLS | MLS#: 7146079

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