Searching ...

Set back on Kelly Circle, this Aspenwood end-unit offers a peaceful setting with a wooded backyard and plenty of privacy. The location is hard to beat, with easy access to UMD, The College of St. Scholastica, Chester Park, restaurants, shopping, and more. Inside, the main level features a spacious living room with updated windows overlooking the wooded backyard, an eat-in kitchen, and a convenient half bath. Step outside onto the large deck and enjoy the beautiful back views or your morning coffee surrounded by nature. Upstairs, you'll find three bedrooms and a full bathroom. The unfinished basement provides excellent potential for additional storage, hobbies, a workshop, or future finished living space. Lovingly maintained by the same owner for the last 30 years, this is an affordable way to enjoy the ease of condo living without giving up space or privacy. Let the association take care of the lawn and snow while you enjoy a home that's simple to maintain and close to so much of what Duluth has to offer. With its convenient location and low-maintenance lifestyle.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1960
  • $486/mo HOA
  • 1 Car Garage
  • 51 days on Market

  • Bedrooms
    3
  • Bathrooms
    1 full · 1 half
  • Year Built
    1960
  • Stories
    2.0
  • Construction Materials
    Frame, Vinyl Siding
  • Garage Spaces
    1.0
  • Parking Features
    None
  • Living Area
    1104.0
  • Interior Features
    Eat-in Kitchen
  • Patio And Porch
    Deck
  • Cooling
    Central Air
  • Heating
    Forced Air, Oil
  • Basement
    Full, Unfinished, Storage Space

  • Water
    Public

  • County
    St. Louis
  • City
    Duluth
  • Neighborhood
    Aspenwood Condo
  • Zip Code
    55811

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 407 Kelly Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 407 Kelly Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 407 Kelly Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $209,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Duluth, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 407 Kelly Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 407 Kelly Cir at around $1,360. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 407 Kelly Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in St. Louis County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 407 Kelly Cir?

In most cases, yes. Whether 407 Kelly Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Duluth's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 407 Kelly Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Duluth and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $209,000 with 1,104 sqft of space—that comes out to approximately $189 per square foot.

How long has this property been on the market?

407 Kelly Cir was listed on September 17, 2026, which means it's been on the market for 51 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1960, making it approximately 66 years old.

What are the property taxes for 407 Kelly Cir?

The most recent public record shows annual property taxes for 407 Kelly Cir were approximately $2,724. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $486 paid monthly.

Is 407 Kelly Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

Popular Home Searches in Duluth, MN


Search Nearby Cities


Search Nearby Postal Codes

Based on information submitted to the MLS GRID as of November 07, 2026 at 03:21AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 07, 2026 at 03:21AM | Source: NorthstarMLS | MLS#: 7145206

%logo%