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Welcome to 1432 E 4th St- a high-performing duplex investment opportunity located in the heart of Duluth’s East Hillside neighborhood near local colleges, downtown Duluth, and Lake Superior. This spacious multi-unit property offers an ideal setup for student housing or long-term rentals with strong income potential and a functional layout designed to accommodate large tenant groups. Situated on a lot and a half, the property also offers ample off-street parking for residents, a highly desirable feature for multi-tenant housing. The property also features a newer roof, adding additional value and peace of mind for future ownership. This classic Duluth property has been meticulously maintained and is filled with amazing character, beautiful original woodwork, and stunning hardwood floors throughout, offering timeless charm that tenants appreciate while showcasing the pride of ownership carried throughout the property. The upper unit features 5 bedrooms and 1 bathroom, including 3 bedrooms on the main level and a large upper finished attic space that features 2 additional bedrooms, along with a fireplace that adds warmth and character to the living space. The upper unit also includes two refrigerators and a dishwasher, providing added convenience for larger tenant groups. The lower unit offers 5 bedrooms, with 2 bedrooms located on the main floor and an additional 3 bedrooms on the lower level, providing excellent flexibility and rental capacity. The lower unit also features its own fireplace, along with two refrigerators and a dishwasher. Both fireplaces are non-functional and serve as decorative features only, adding character without operational use. The building is serviced by two separate boilers, allowing independent heating systems for each unit. A common laundry area located in the basement is shared between both units for added convenience. The property is currently leased for $4,700 per month with tenants paying all utilities, creating strong cash flow potential and low owner expense responsibility. Current lease terms run from June 1, 2026 through May 19, 2027, offering immediate rental income and stability for the next owner. In addition to its strong investment performance, the property could also make an excellent future owner-occupied opportunity once current tenants move out, offering flexibility for a variety of ownership goals.

Highlights

  • Residential Income
  • Duplex
  • Built in 1910
  • 0.24 Acre Lot
  • 1 day on Market

  • Bedrooms
    10
  • Year Built
    1910
  • Construction Materials
    Stone
  • Foundation
    Stone
  • Parking Features
    Asphalt, On Street
  • Living Area
    3183.0
  • Heating
    Natural Gas
  • Basement
    Walk-Out Access, Partially Finished

  • Acres
    0.24
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 1432 E 4th St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1432 E 4th St.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1432 E 4th St?

Click Ask a Question to talk with our team. You already know it is a 10 bed, N/A bath, listed for $490,000. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Duluth, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1432 E 4th St?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 1432 E 4th St at around $3,187. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1432 E 4th St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in St. Louis County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1432 E 4th St?

In most cases, yes. Whether 1432 E 4th St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Duluth's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1432 E 4th St?

We can handle that for you. Our preferred local agent specializes in residential incomes in Duluth and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $490,000 with 3,183 sqft of space—that comes out to approximately $154 per square foot.

How long has this property been on the market?

1432 E 4th St was listed on November 06, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1910, making it approximately 116 years old.

What is the lot size of this property?

1432 E 4th St sits on a 0.24-acre lot, which is 10,454 square feet.

What are the property taxes for 1432 E 4th St?

The most recent public record shows annual property taxes for 1432 E 4th St were approximately $6,358. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 1432 E 4th St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 07, 2026 at 12:40AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 07, 2026 at 12:40AM | Source: NorthstarMLS | MLS#: 7169848

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