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Inviting, move-in ready townhome with stunning new finished basement. Nothing to do but move in and enjoy! Beautifully updated from top to bottom, this inviting 2 bedroom, 2 bathroom townhome offers modern finishes, fresh updates and a brand-new finished basement. The main level features a spacious primary bedroom with walk-in closet, completely remodeled bathroom and a living room featuring soaring vaulted ceilings and a refinished modern gas fireplace. The kitchen has been beautifully refreshed with quartz countertops, a stylish tiled backsplash, refinished cabinetry and new stainless steel appliances. The brand-new finished basement adds even more living space, featuring a second bedroom, second full bathroom, and a large family room. Perfect for entertaining, hosting guests, or creating a comfortable additional living area. Enjoy all the fresh updates throughout, including new flooring, fresh paint, modern lighting and completely new bathrooms both with stylish vanities and tiled shower surrounds. This home is the perfect combination of comfort, style and location. Just half a mile from Springbrook Nature Center, you'll have easy access to miles of scenic walking and nature trails, offering endless opportunities to enjoy the outdoors. With so many updates and newly finished living space, this move-in ready townhome is one you won't want to miss!

Highlights

  • Residential
  • Townhouse
  • Built in 1999
  • 0.032 Acre Lot
  • $325/mo HOA
  • 2 Car Garage
  • 1 day on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1999
  • Stories
    1.0
  • Construction Materials
    Vinyl Siding, Block
  • Foundation
    Block
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener
  • Living Area
    1784.0
  • Interior Features
    Walk-In Closet(s), Vaulted Ceiling(s)
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Disposal, Gas Water Heater, Stainless Steel Appliance(s)
  • Patio And Porch
    Patio, Rear Porch
  • Cooling
    Central Air
  • Heating
    Forced Air, Natural Gas
  • Basement
    Finished, Full

  • Acres
    0.032
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 643 86th Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 643 86th Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 643 86th Ln?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $309,900. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Coon Rapids, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 643 86th Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 643 86th Ln at around $1,964. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 643 86th Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Anoka County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 643 86th Ln?

In most cases, yes. Whether 643 86th Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Coon Rapids's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 643 86th Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Coon Rapids and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $309,900 with 1,784 sqft of space—that comes out to approximately $174 per square foot.

How long has this property been on the market?

643 86th Ln was listed on November 12, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1999, making it approximately 27 years old.

What is the lot size of this property?

643 86th Ln sits on a 0.03-acre lot, which is 1,307 square feet.

What are the property taxes for 643 86th Ln?

The most recent public record shows annual property taxes for 643 86th Ln were approximately $2,400. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $325 paid monthly.

Is 643 86th Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 13, 2026 at 03:27PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 13, 2026 at 03:27PM | Source: NorthstarMLS | MLS#: 7171806

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