21946 Oak Heights Cir , Cold Spring, MN 56320

How do I schedule a tour of 21946 Oak Heights Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 21946 Oak Heights Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 21946 Oak Heights Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $499,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Cold Spring, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 21946 Oak Heights Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 21946 Oak Heights Cir at around $3,148. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 21946 Oak Heights Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Stearns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 21946 Oak Heights Cir?

In most cases, yes. Whether 21946 Oak Heights Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cold Spring's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 21946 Oak Heights Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Cold Spring and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $499,000 with 3,030 sqft of space—that comes out to approximately $165 per square foot.

How long has this property been on the market?

21946 Oak Heights Cir was listed on August 06, 2026, which means it's been on the market for 99 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1987, making it approximately 39 years old.

What is the lot size of this property?

21946 Oak Heights Cir sits on a 1.01-acre lot, which is 43,996 square feet.

What are the property taxes for 21946 Oak Heights Cir?

The most recent public record shows annual property taxes for 21946 Oak Heights Cir were approximately $3,704. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 21946 Oak Heights Cir still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.