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This stunning lake home sits on more than an acre, offering panoramic lake views and beautiful oak trees. With generous indoor and outdoor spaces, it is designed for both entertaining and relaxing. Enjoy the million-dollar views from the 1,000+ square-foot stamped concrete patio or the oversized deck off the three-season porch. Host a crowd for dinner, or unwind in one of the cozy family rooms with fireplaces. All bedrooms and the laundry are conveniently located on the main level, and the spacious kitchen is a standout feature. Around every corner, this home delivers memorable details, including a spiral staircase to the lower level. The finished walkout basement features a large bar, fireplace, workout room with sauna, and bathroom. The newer heated and air-conditioned second garage, built in 2021, offers outstanding extra space for vehicles, hobbies, and lake toys. The property also includes a deeded dock space. This is the kind of lake home you dream about—now is the time to make it yours.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1951
  • 1.216 Acre Lot
  • Waterfront
  • 4 Car Garage
  • 99 days on Market

Open House

  • November 14, 2026
    9:00am - 10:30am

This open house information was last updated on 11/11/2026 01:21PM

  • Bedrooms
    4
  • Bathrooms
    1 full · 1 half
  • Year Built
    1951
  • Stories
    1.0
  • Construction Materials
    Frame, Brick Veneer, Steel Siding
  • Garage Spaces
    4.0
  • Parking Features
    Attached, Garage, Concrete, Heated Garage
  • Living Area
    3882.0
  • Interior Features
    Eat-in Kitchen, Wet Bar, Kitchen Island, Breakfast Bar, Sauna
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, Oven, Water Softener Owned, Double Oven, Gas Water Heater, Stainless Steel Appliance(s), Exhaust Fan
  • Flooring
    Hardwood
  • Exterior Features
    Dock
  • Patio And Porch
    Patio, Deck, Wrap Around, Glass Enclosed
  • Security Features
    Security System
  • Cooling
    Central Air
  • Heating
    Forced Air, Natural Gas
  • Basement
    Finished, Walk-Out Access

  • Acres
    1.216
  • Lot Features
    Waterfront, Irregular Lot
  • Water Front
    Yes
  • View
    Lake, Panoramic, Bay
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 106 Ridge Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 106 Ridge Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 106 Ridge Rd?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 1 bath, listed for $990,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Albert Lea, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How much is the monthly mortgage payment for 106 Ridge Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 106 Ridge Rd at around $6,500. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 106 Ridge Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Freeborn County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 106 Ridge Rd?

In most cases, yes. Whether 106 Ridge Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Albert Lea's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 106 Ridge Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Albert Lea and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $990,000 with 3,882 sqft of space—that comes out to approximately $255 per square foot.

How long has this property been on the market?

106 Ridge Rd was listed on August 06, 2026, which means it's been on the market for 99 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1951, making it approximately 75 years old.

What is the lot size of this property?

106 Ridge Rd sits on a 1.22-acre lot, which is 53,143 square feet.

What are the property taxes for 106 Ridge Rd?

The most recent public record shows annual property taxes for 106 Ridge Rd were approximately $10,394. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 106 Ridge Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Based on information submitted to the MLS GRID as of November 13, 2026 at 10:11PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: November 13, 2026 at 10:11PM | Source: NorthstarMLS | MLS#: 7123244

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