18610 M 86 , Three Rivers, MI 49093
$1,245,000
- 4
- beds
- 4 full · 1 half
- baths
- 5,159
- sqft
- 1975
- year built
$1,245,000
18610 M 86 , Three Rivers, MI 49093
- 4
- beds
- 4 full · 1 half
- baths
- 5,159
- sqft
- 1975
- year built
- Status:
- Active
- MLS #:
- 26028869
- County:
- St. Joseph
- Listed By:
- Cheryl L Brewer - Century 21 Affiliated
- Agent Phone:
- (269) 506-0180
- Agent Email:
- cbrewer@c21affiliated.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Take a stay-cation 365 in this hidden sanctuary that is also a haven for American Bald Eagles, several species of waterfowl, birds a numerous types of 4 legged creatures. This 4 bed, 4.5 bath home reflects the splendor of nature, and is the perfect oasis, vaca-rental, bird watching post, corporate retreat or hunter's paradise. This abode sits on a hill in the middle of 78 acres. Mature trees, lush ponds & trails beckon new owners. The home is tastefully updated and perfectly appointed to suit all tastes. The main level has hickory floors. A unique floor plan offers large rooms and gorgeous views of nature throughout. The thoughtful layout creates a perfect space for rest and reflection. Sure to be a tour highlight are the 2 primary suites which both have deck access on the beautiful woodland side. One suite is complete with an office which could be a home gym, library or add'l walk-in closet. The 2 add'l bedrooms which round out this floor share a full bath. A large living area on..... this level adds a serene place to read, chat, or simply take a break. The living room is a dream come true! It is literally on a level of its own! It is a generous space with high ceilings and a beautiful fireplace. Moving along to the mostly finished walkout basement, you will find even more amazing features. First, you'll see the second of two wood-burning fireplaces as the family room focal point, flanked by natural brick walls and a unique structural enhancement. And, no doubt you'll notice the basement is decked out for entertainment. The storage room was once a bedroom and could be again. There is even a unique bathroom for overnight guests. Now, head back down to the main floor and exit through the huge back entry/drop zone. A generous and clean garage is attached for convenience. Outside, you'll find 2 levels of deck, a gracious front porch, a large pole building, a storage shed, a lean-to and a fenced garden area, and an area suitable for chickens or other farm animals. There is even an area that could be a pasture, a place for an animal shelter, or an area for target practice. All of this and privacy, too. What could be better? All info. is deemed reliable but should be verified by the buyer. Seller is a licensed real estate agent in Michigan.
Highlights
- Residential
- Single Family Residence
- Built in 1975
- 78.5 Acre Lot
- Waterfront
- 3 Car Garage
- 150 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 4 full · 1 half
-
- Year Built
- 1975
-
- Stories
- 3.0
-
- Architectural Style
- Ranch
-
- Construction Materials
- Vinyl Siding, Brick
-
- Garage Spaces
- 3.0
-
- Parking Features
- Attached, Garage Door Opener, Asphalt, Detached, Aggregate
-
- Living Area
- 5159.0
-
- Interior Features
- Ceiling Fan(s), Pantry, Wet Bar
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Water Softener Owned
-
- Flooring
- Carpet, Ceramic Tile, Wood
-
- Patio And Porch
- Deck, Porch
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Forced Air, Natural Gas
-
- Basement
- Finished, Full, Walk-Out Access
-
- Acres
- 78.5
-
- Lot Features
- Wooded, Waterfront, Garden
-
- Water Front Features
- Pond, Waterfront, Waterfront Access
-
- Water Front
- Yes
-
- Utilities
- Natural Gas Available, Natural Gas Connected, Water Connected
-
- Water
- Private, Well
-
- County
- St. Joseph
-
- City
- Three Rivers
-
- Zip Code
- 49093
-
Nearby Schools
-
51out of 100
-
51out of 100
-
51out of 100
-
52out of 100
-
50out of 100
-
62out of 100
-
11out of 100
-
55out of 100
-
65out of 100
-
55out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
Please enter a valid number
Cost of the current home: $1245000
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
Please enter a valid number
Please enter a valid number
Typically 0.25% of home value per year.
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
preferred mortgage partner
your partner for St. Joseph county
Responsive Mortgage
Company NMLS #: 3446
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$987,672
$691,370 - $1,283,973
Source: Constellation Data Labs
Price History
| 08/10/2026 | Price Changed | $1,245,000 |
| Source: Southwestern Michigan Association of REALTORS #26028869 | ||
| 06/11/2026 | Listed | $1,295,000 |
| Source: Southwestern Michigan Association of REALTORS #26028869 | ||
| 08/10/2026 | Price Changed | $1,245,000 |
| Source: MiRealSource #70538555 | ||
| 06/10/2026 | Listed | $1,295,000 |
| Source: MiRealSource #70538555 | ||
Source: MLS Data
Deed History
| 04/29/2025 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 12/27/2023 | Credit Line (Revolving) / HELOC | $381,000 |
| 12/01/2021 | Conventional | $340,000 |
| 12/02/2010 | Coventional | $360,000 |
| 12/27/2007 | Unknown | $261,000 |
| 11/15/2005 | Fannie Mae/Freddie Mac (Code phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.) | $247,300 |
| 04/07/2004 | Unknown | $232,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Frequently Asked Questions
How do I schedule a tour of 18610 M 86?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 18610 M 86.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 18610 M 86?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $1,245,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Three Rivers, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 18610 M 86?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 18610 M 86 at around $7,212. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 18610 M 86?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in St. Joseph County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 18610 M 86?
In most cases, yes. Whether 18610 M 86 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Three Rivers's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 18610 M 86?
We can handle that for you. Our preferred local agent specializes in residentials in Three Rivers and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $1,245,000 with 5,159 sqft of space—that comes out to approximately $241 per square foot.
How long has this property been on the market?
18610 M 86 was listed on June 11, 2026, which means it's been on the market for 150 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1975, making it approximately 51 years old.
What is the lot size of this property?
18610 M 86 sits on a 78.5-acre lot, which is 3,419,460 square feet.
What are the property taxes for 18610 M 86?
The most recent public record shows annual property taxes for 18610 M 86 were approximately $5,535. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 18610 M 86 still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Three Rivers, MI
Open Houses Near Three Rivers, MI
Land for Sale Near Three Rivers, MI
Townhomes for Sale Near Three Rivers, MI
Waterfront Homes for Sale Near Three Rivers, MI
Waterfront Condos for Sale Near Three Rivers, MI
Homes with Pools for Sale Near Three Rivers, MI
Gated Community Homes for Sale Near Three Rivers, MI
Homes with No Hoa for Sale Near Three Rivers, MI
Homes in Adult Communities for Sale Near Three Rivers, MI
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
The properties on this website come in part from the Broker Reciprocity Program of the Member MLS's of the Michigan Regional Information Center. Information Deemed Reliable But Not Guaranteed. The firm operating this website does not display the entire MLS, MichRIC, LLC, Broker Reciprocity database on this website. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Information deemed reliable but not guaranteed. Copyright ©2026 Michigan Regional Information Center. All Rights Reserved.