$219,999
405 E Saginaw , Saint Louis, MI 48880
- 3
- beds
- 2
- baths
- 1,868
- sqft
- 1871
- year built
- Status:
- Active
- MLS #:
- 80069403
- Neighborhood:
- MRS MARY E. GIDDINGS ADDITION
- County:
- Gratiot
- Listed By:
- Jeanette Corbin - Keller Williams of NM Signature Group
- Agent Phone:
- (989) 533-9919
- Agent Email:
- JCorbin@kw.com
Sponsoring Broker: Shawna Alt, First Weber
Back on market due to no fault of the home! Step into timeless character and everyday comfort with this beautifully maintained Victorian-style home in the heart of St. Louis. Set on an oversized 0.84-acre lot near downtown, schools, parks, and local conveniences, this property offers the charm of a historic home with major updates already completed. Inside, you’ll find approximately 1,868 square feet of inviting living space filled with original woodwork, warm hardwood floors, spacious rooms, and natural light throughout. The welcoming layout features a large living area, an updated kitchen with abundant cabinet space and a striking coffered ceiling, plus spacious bedrooms and additional flex spaces perfect for a home office, hobby room, or reading nook. Recent improvements provide added peace of mind, including foundation work completed between 2024-2025, a newer roof installed in 2019, and updated heating systems in 2019. Outside, the deep backyard offers room to entertain, garden, relax beneath mature shade trees, and enjoy approximately 92 feet of scenic Pine River frontage that creates a peaceful natural backdrop right in your own backyard. If you’ve been searching for a home with historic charm, character, and space all within minutes of downtown St. Louis, this one is worth a look.
Highlights
- Residential
- Single Family Residence
- Built in 1871
- 0.84 Acre Lot
- Waterfront
- 2 Car Garage
- 157 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 1871
-
- Stories
- 2.0
-
- Architectural Style
- Victorian
-
- Construction Materials
- Vinyl Siding
-
- Garage Spaces
- 2.0
-
- Parking Features
- Detached
-
- Living Area
- 1868.0
-
- Appliances
- Dishwasher, Range, Oven, Gas Water Heater
-
- Patio And Porch
- Deck, Porch
-
- Cooling
- Central Air
-
- Heating
- Forced Air, Natural Gas
-
- Basement
- Exterior Entry
-
- Acres
- 0.84
-
- Lot Features
- Sloped
-
- Water Front Features
- River Front, Waterfront
-
- Water Front
- Yes
-
- Utilities
- Cable Available
-
- Water
- Public
-
- Area
- Saint Louis (29029)
-
- County
- Gratiot
-
- City
- Saint Louis
-
- Neighborhood
- MRS MARY E. GIDDINGS ADDITION
-
- Zip Code
- 48880
-
Nearby Schools
-
55out of 100
-
53out of 100
-
52out of 100
-
12out of 100
-
50out of 100
-
53out of 100
-
49out of 100
-
55out of 100
-
57out of 100
-
55out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
Please enter a valid number
Cost of the current home: $219999
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
Please enter a valid number
Please enter a valid number
Typically 0.25% of home value per year.
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$248,928
$238,970 - $258,885
Source: Constellation Data Labs
Price History
| Off Market | — | |
| Source: Northern Great Lakes REALTORS MLS #1935820 | ||
| 06/06/2024 | Sold | $180,000 |
| Source: Realcomp #79080046071 | ||
| Listed | $179,000 | |
| Source: Realcomp #79080046071 | ||
| 06/06/2024 | Sold | $180,000 |
| Source: Northern Great Lakes REALTORS MLS #1922496 | ||
| Listed | $179,000 | |
| Source: Northern Great Lakes REALTORS MLS #1922496 | ||
| 10/14/2022 | Sold | $150,000 |
| Source: Northern Great Lakes REALTORS MLS #1904899 | ||
| Listed | $144,900 | |
| Source: Northern Great Lakes REALTORS MLS #1904899 | ||
| 10/14/2022 | Sold | $150,000 |
| Source: Realcomp #79080000442 | ||
| Listed | $144,900 | |
| Source: Realcomp #79080000442 | ||
| 06/12/2020 | Sold | $110,000 |
| Source: Realcomp #2200007306 | ||
| Listed | $125,000 | |
| Source: Realcomp #2200007306 | ||
| 08/29/2019 | Sold | $1,100 |
| Source: Realcomp #219085141 | ||
| 08/19/2019 | Price Changed | $1,100 |
| Source: Realcomp #219085141 | ||
| Listed | $1,000 | |
| Source: Realcomp #219085141 | ||
| 07/11/2014 | Sold | $45,000 |
| Source: Northern Great Lakes REALTORS MLS #1778050 | ||
| 07/15/2014 | Price Changed | $67,450 |
| Source: Northern Great Lakes REALTORS MLS #1778050 | ||
| Listed | $71,000 | |
| Source: Northern Great Lakes REALTORS MLS #1778050 | ||
| 02/26/2009 | Sold | $87,500 |
| Source: Northern Great Lakes REALTORS MLS #1770754 | ||
| Listed | $110,000 | |
| Source: Northern Great Lakes REALTORS MLS #1770754 | ||
| 10/20/2026 | Price Changed | $219,999 |
| Source: Northern Great Lakes REALTORS MLS #1946310 | ||
| 06/08/2026 | Listed | $225,000 |
| Source: Northern Great Lakes REALTORS MLS #1946310 | ||
| 10/20/2026 | Price Changed | $219,999 |
| Source: MiRealSource #80069403 | ||
| 06/07/2026 | Listed | $225,000 |
| Source: MiRealSource #80069403 | ||
| 06/30/2025 | Off Market | — |
| Source: MiRealSource #80059132 | ||
| 06/30/2025 | Off Market | — |
| Source: Northern Great Lakes REALTORS MLS #1935820 | ||
| 06/01/2025 | Off Market | — |
| Source: Southwestern Michigan Association of REALTORS #25026028 | ||
| 04/22/2025 | Off Market | — |
| Source: Realcomp #5050172136 | ||
| 04/22/2025 | Off Market | — |
| Source: MiRealSource #50172136 | ||
| 05/20/2024 | Off Market | — |
| Source: Realcomp #79080046071 | ||
| 06/06/2024 | Sold | $180,000 |
| Source: MiRealSource #80046071 | ||
| 05/19/2024 | Listed | $179,000 |
| Source: MiRealSource #80046071 | ||
| 09/13/2022 | Off Market | — |
| Source: Realcomp #79080000442 | ||
| 10/14/2022 | Sold | $150,000 |
| Source: MiRealSource #80000442 | ||
| 09/12/2022 | Listed | $144,900 |
| Source: MiRealSource #80000442 | ||
| 09/12/2022 | Off Market | — |
| Source: Northern Great Lakes REALTORS MLS #1904899 | ||
| 02/04/2020 | Off Market | — |
| Source: Realcomp #2200007306 | ||
| 06/12/2020 | Sold | $110,000 |
| Source: MiRealSource #40022349 | ||
| 02/03/2020 | Listed | $125,000 |
| Source: MiRealSource #40022349 | ||
| 08/19/2019 | Off Market | — |
| Source: Realcomp #219085141 | ||
| 08/29/2019 | Sold | $1,100 |
| Source: MiRealSource #21646263 | ||
| Price Changed | $1,100 | |
| Source: MiRealSource #21646263 | ||
| 08/18/2019 | Listed | $1,000 |
| Source: MiRealSource #21646263 | ||
| 10/05/2017 | Off Market | — |
| Source: Realcomp #217090461 | ||
| 11/17/2017 | Sold | $950 |
| Source: MiRealSource #21376501 | ||
| 10/04/2017 | Listed | $950 |
| Source: MiRealSource #21376501 | ||
| 10/07/2016 | Off Market | — |
| Source: Realcomp #216099228 | ||
| 11/16/2016 | Sold | $875 |
| Source: MiRealSource #21224863 | ||
| Price Changed | $950 | |
| Source: MiRealSource #21224863 | ||
| 10/06/2016 | Listed | $975 |
| Source: MiRealSource #21224863 | ||
| 11/04/2013 | Off Market | — |
| Source: Realcomp #79001136317 | ||
| 10/28/2013 | Off Market | — |
| Source: Northern Great Lakes REALTORS MLS #1778050 | ||
| 07/17/2008 | Off Market | — |
| Source: Realcomp #79001130580 | ||
Source: MLS Data
Deed History
| 06/10/2024 | Warranty Deed | $180,000 |
| 10/18/2022 | Warranty Deed | $150,000 |
| 06/26/2020 | Warranty Deed | $70,000 |
| 12/23/2019 | Quit Claim Deed (non-arm's length) | $0 |
| 10/22/2012 | Sheriff’s Deed - Common in New Jersey. The default code for transfers where borrower is in default, in other states document may be called something other than Sheriff’s Deed, i.e. "Masters in Equity Deed" in SC. | $70,125 |
| 05/04/2007 | Quit Claim Deed (non-arm's length) | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 05/04/2007 | Unknown | $66,400 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Saint Louis
There are currently 34 properties available in Saint Louis, with 3 under contract to close soon. Properties in the city have an average sale price of $212,095 and typically spend 98 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 12 zip codes in Gratiot County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 405 E Saginaw?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 405 E Saginaw.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 405 E Saginaw?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $219,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Louis, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 405 E Saginaw?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 405 E Saginaw at around $1,524. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 405 E Saginaw?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Gratiot County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 405 E Saginaw?
In most cases, yes. Whether 405 E Saginaw is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Louis's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 405 E Saginaw?
We can handle that for you. Our preferred local agent specializes in residentials in Saint Louis and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $219,999 with 1,868 sqft of space—that comes out to approximately $118 per square foot.
How long has this property been on the market?
405 E Saginaw was listed on June 07, 2026, which means it's been on the market for 157 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1871, making it approximately 155 years old.
What is the lot size of this property?
405 E Saginaw sits on a 0.84-acre lot, which is 36,590 square feet.
What are the property taxes for 405 E Saginaw?
The most recent public record shows annual property taxes for 405 E Saginaw were approximately $3,269. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 405 E Saginaw still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Saint Louis, MI
Open Houses Near Saint Louis, MI
Land for Sale Near Saint Louis, MI
Townhomes for Sale Near Saint Louis, MI
Waterfront Homes for Sale Near Saint Louis, MI
Waterfront Condos for Sale Near Saint Louis, MI
Homes with Pools for Sale Near Saint Louis, MI
Gated Community Homes for Sale Near Saint Louis, MI
Homes with No Hoa for Sale Near Saint Louis, MI
Homes in Adult Communities for Sale Near Saint Louis, MI
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder.
The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.