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Back on market due to no fault of the home! Step into timeless character and everyday comfort with this beautifully maintained Victorian-style home in the heart of St. Louis. Set on an oversized 0.84-acre lot near downtown, schools, parks, and local conveniences, this property offers the charm of a historic home with major updates already completed. Inside, you’ll find approximately 1,868 square feet of inviting living space filled with original woodwork, warm hardwood floors, spacious rooms, and natural light throughout. The welcoming layout features a large living area, an updated kitchen with abundant cabinet space and a striking coffered ceiling, plus spacious bedrooms and additional flex spaces perfect for a home office, hobby room, or reading nook. Recent improvements provide added peace of mind, including foundation work completed between 2024-2025, a newer roof installed in 2019, and updated heating systems in 2019. Outside, the deep backyard offers room to entertain, garden, relax beneath mature shade trees, and enjoy approximately 92 feet of scenic Pine River frontage that creates a peaceful natural backdrop right in your own backyard. If you’ve been searching for a home with historic charm, character, and space all within minutes of downtown St. Louis, this one is worth a look.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1871
  • 0.84 Acre Lot
  • Waterfront
  • 2 Car Garage
  • 157 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1871
  • Stories
    2.0
  • Architectural Style
    Victorian
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    2.0
  • Parking Features
    Detached
  • Living Area
    1868.0
  • Appliances
    Dishwasher, Range, Oven, Gas Water Heater
  • Patio And Porch
    Deck, Porch
  • Cooling
    Central Air
  • Heating
    Forced Air, Natural Gas
  • Basement
    Exterior Entry

  • Acres
    0.84
  • Lot Features
    Sloped
  • Water Front Features
    River Front, Waterfront
  • Water Front
    Yes
  • Utilities
    Cable Available
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 405 E Saginaw?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 405 E Saginaw.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 405 E Saginaw?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $219,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Louis, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 405 E Saginaw?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 405 E Saginaw at around $1,524. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 405 E Saginaw?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Gratiot County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 405 E Saginaw?

In most cases, yes. Whether 405 E Saginaw is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Louis's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 405 E Saginaw?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Louis and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $219,999 with 1,868 sqft of space—that comes out to approximately $118 per square foot.

How long has this property been on the market?

405 E Saginaw was listed on June 07, 2026, which means it's been on the market for 157 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1871, making it approximately 155 years old.

What is the lot size of this property?

405 E Saginaw sits on a 0.84-acre lot, which is 36,590 square feet.

What are the property taxes for 405 E Saginaw?

The most recent public record shows annual property taxes for 405 E Saginaw were approximately $3,269. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 405 E Saginaw still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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