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Completely Renovated Waterfront Haven! This comfortable 3-bed, 1.5-bath, year-round home has been transformed to provide the ultimate in lakefront living. Situated on a coveted chain of crystal-clear, spring-fed fishing lakes, this property boasts 113 feet of prime water frontage with unique positioning that fronts both the main lake and a quiet channel. Offering immediate occupancy, this charmer features a fully redesigned modern kitchen and bathrooms, stylish new flooring, and new windows & doors. In addition, mechanical upgrades include a new HVAC system with central air, updated electrical system, tankless on-demand hot water heater, updated insulation throughout, and waterproofed/insulated crawl space. Outside, a private included dock is ready for your boat and offers instant access to endless navigable fishing and recreational waters. Also, a versatile 20x32-ft, 2-story carriage garage/barn provides massive storage space for water toys and gear, or potential workshop or studio!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1970
  • 0.28 Acre Lot
  • Waterfront
  • 1 Car Garage
  • 51 days on Market

  • Bedrooms
    3
  • Bathrooms
    1 full · 1 half
  • Year Built
    1970
  • Stories
    1.0
  • Architectural Style
    Ranch
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    1.0
  • Parking Features
    Gravel, Garage Door Opener, Detached
  • Living Area
    1162.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Master Downstairs
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Tankless Water Heater, Water Softener Owned, Gas Water Heater
  • Flooring
    Laminate, Tile, Wood
  • Exterior Features
    Dock
  • Patio And Porch
    Covered, Deck, Porch, Enclosed, Screened
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Forced Air, Propane
  • Basement
    Crawl Space

  • Acres
    0.28
  • Lot Features
    Level, Waterfront, Cul-De-Sac
  • Water Front Features
    Lake, Waterfront, Waterfront Access
  • Water Front
    Yes
  • View
    Water
  • Utilities
    Electricity Available
  • Water
    Private, Well

  • County
    Hillsdale
  • City
    Reading
  • Neighborhood
    Le-O-Am Shores
  • Zip Code
    49274

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Frequently Asked Questions

How do I schedule a tour of 5406 Circle Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 5406 Circle Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 5406 Circle Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $324,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Reading, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 5406 Circle Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 5406 Circle Dr at around $2,083. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 5406 Circle Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hillsdale County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 5406 Circle Dr?

In most cases, yes. Whether 5406 Circle Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Reading's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 5406 Circle Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Reading and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $324,900 with 1,162 sqft of space—that comes out to approximately $280 per square foot.

How long has this property been on the market?

5406 Circle Dr was listed on September 24, 2026, which means it's been on the market for 51 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1970, making it approximately 56 years old.

What is the lot size of this property?

5406 Circle Dr sits on a 0.28-acre lot, which is 12,197 square feet.

What are the property taxes for 5406 Circle Dr?

The most recent public record shows annual property taxes for 5406 Circle Dr were approximately $2,809. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 5406 Circle Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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