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Great investment opportunity in the heart of Mt. Pleasant! This well-located duplex at 628 Oak Street features two (2) bedroom / one (1) bath units, each with its own private entrance. The upper apartment is accessed by an exterior staircase, while the lower unit offers convenient main-level living. Both units are currently rented, providing immediate cash flow for the next owner. Additional perks include a storage garage out back—ideal for tenant storage or owner use. Current rents & lease terms: Lower unit: $725/month — leased through February 2027 Upper unit: $650/month — leased through June 2027 Total monthly income: $1,320 (=$15,840/year gross) Need 24hr notice for showings please. Tenant responsible for Utilities & snow removal of sidewalk & steps. Landlord responsible for lawn care, snow removal of driveway.

Highlights

  • Residential Income
  • Multi Family
  • Built in 1893
  • 0.19 Acre Lot
  • 294 days on Market

  • Year Built
    1893
  • Stories
    2.0
  • Architectural Style
    2 Story
  • Construction Materials
    Wood Siding
  • Parking Features
    Detached
  • Appliances
    Dryer, Refrigerator, Washer, Range, Oven
  • Patio And Porch
    Porch
  • Heating
    Forced Air, Natural Gas

  • Acres
    0.19
  • Utilities
    Cable Available, Natural Gas Available
  • Water
    Public

  • Area
    Mount Pleasant (37018)
  • County
    Isabella
  • City
    Mount Pleasant
  • Neighborhood
    Smith Add
  • Zip Code
    48858

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Frequently Asked Questions

How do I schedule a tour of 628 Oak?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 628 Oak.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 628 Oak?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $125,000. We can talk through recent upgrades, potential seller motivation, how this multi family compares to others in Mount Pleasant, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 628 Oak?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 628 Oak at around $936. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 628 Oak?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Isabella County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 628 Oak?

In most cases, yes. Whether 628 Oak is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Mount Pleasant's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 628 Oak?

We can handle that for you. Our preferred local agent specializes in residential incomes in Mount Pleasant and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

628 Oak was listed on January 20, 2026, which means it's been on the market for 294 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1893, making it approximately 133 years old.

What is the lot size of this property?

628 Oak sits on a 0.19-acre lot, which is 8,276 square feet.

What are the property taxes for 628 Oak?

The most recent public record shows annual property taxes for 628 Oak were approximately $2,699. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 628 Oak still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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