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HAPPY MEMORIES ON HENDERSON LAKE! Peaceful lake life is waiting at this cozy 2-bedroom cottage on beautiful, all-sports Henderson Lake! Whether you're looking for the perfect family getaway, a year-round Up North escape, or a property with proven short-term rental potential, this one has a little bit of everything. Spend summer days swimming, fishing, boating, or floating on the lake, then settle in around the bonfire and watch one of the incredible sunsets Henderson Lake is known for. When the seasons change, the fun doesn't stop! With easy access to thousands of acres of public hunting land, snowmobile and ORV trails, nearby rivers, and endless outdoor recreation, there's always another adventure waiting. Inside, you'll find an open layout, 2 comfortable bedrooms, and a sunroom with an additional trundle bed for extra sleeping space. A rare find for a lakefront cottage, the 2-car garage gives you plenty of room for vehicles, lake toys, hunting gear, snowmobiles, and everything else that comes with Up North living! Even better, the cottage comes furnished, making it truly ready to enjoy from day one. It has also been enjoyed as a successful short-term rental, giving the next owner the option to keep it all to themselves or generate income when they're not using it. Quiet mornings on the lake, loons calling at dusk, bonfires with the family, and endless days exploring Northern Michigan... this is the kind of place where memories are made!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1964
  • 0.1 Acre Lot
  • Waterfront
  • 2 Car Garage
  • 72 days on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1964
  • Stories
    1.0
  • Architectural Style
    Ranch
  • Construction Materials
    Vinyl Siding
  • Garage Spaces
    2.0
  • Parking Features
    Detached
  • Living Area
    940.0
  • Appliances
    Electric Water Heater, Microwave, Refrigerator, Range, Oven, Water Softener Owned
  • Patio And Porch
    Deck, Porch
  • Cooling
    Ceiling Fan(s)
  • Heating
    Forced Air, Propane
  • Basement
    Crawl Space

  • Acres
    0.1
  • Water Front
    Yes
  • Water
    Private, Well

  • Area
    Cumming Twp (65002)
  • County
    Ogemaw
  • City
    Lupton
  • Neighborhood
    N/A
  • Zip Code
    48635

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Frequently Asked Questions

How do I schedule a tour of 2909 Chippewa Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2909 Chippewa Trl.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2909 Chippewa Trl?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $220,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Lupton, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 2909 Chippewa Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2909 Chippewa Trl at around $1,252. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2909 Chippewa Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Ogemaw County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2909 Chippewa Trl?

In most cases, yes. Whether 2909 Chippewa Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Lupton's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2909 Chippewa Trl?

We can handle that for you. Our preferred local agent specializes in residentials in Lupton and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $220,000 with 940 sqft of space—that comes out to approximately $234 per square foot.

How long has this property been on the market?

2909 Chippewa Trl was listed on September 01, 2026, which means it's been on the market for 72 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1964, making it approximately 62 years old.

What is the lot size of this property?

2909 Chippewa Trl sits on a 0.1-acre lot, which is 4,356 square feet.

Is 2909 Chippewa Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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