Searching ...

Welcome to 1 Central Ave, perfectly positioned in the heart of downtown Ridgely! This versatile mixed‑use building offers endless potential with both commercial and residential spaces under one roof. The first‑floor commercial unit features an inviting open foyer/reception area, four private office spaces, a half bathroom, and a spacious office/conference room toward the rear—ideal for professional services, retail, or a small business operation. A private entrance leads to the upstairs residential unit, which includes a generous open Kitchen/Living area, two spacious bedrooms, a full bathroom, a laundry/pantry room, and an additional flex room that could serve as a third bedroom or office. The kitchen, flooring, and mini‑splits have all been updated within the last 10 years, offering modern comfort and convenience. The building itself has been well maintained with newer siding and a newer roof, giving future owners peace of mind. Zoned C‑2, the property supports a wide range of potential uses—buyers are encouraged to verify allowable uses with the Town of Ridgely and conduct their own due diligence. A rare opportunity in a prime location—ideal for investors, business owners, or anyone seeking mixed‑use flexibility.

  • Bedrooms
    2
  • Year Built
    1895
  • Architectural Style
    Side-by-Side
  • Construction Materials
    Other
  • Foundation
    Block
  • Parking Features
    Off Site
  • Living Area
    2532.0
  • Appliances
    Electric Water Heater
  • Pool Features
    None
  • Cooling
    Ductless, Central Air, Electric
  • Heating
    Electric, Heat Pump

  • Acres
    0.03
  • Water
    Public

  • County
    Caroline
  • City
    Ridgely
  • Zip Code
    21660

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 1 Central Ave?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1 Central Ave.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1 Central Ave?

Click Ask a Question to talk with our team. You already know it is a 2 bed, N/A bath, listed for $215,000. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Ridgely, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1 Central Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1 Central Ave at around $1,407. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1 Central Ave?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Caroline County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1 Central Ave?

In most cases, yes. Whether 1 Central Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ridgely's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1 Central Ave?

We can handle that for you. Our preferred local agent specializes in residential incomes in Ridgely and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $215,000 with 2,532 sqft of space—that comes out to approximately $85 per square foot.

How long has this property been on the market?

1 Central Ave was listed on July 05, 2026, which means it's been on the market for 132 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1895, making it approximately 131 years old.

What is the lot size of this property?

1 Central Ave sits on a 0.03-acre lot, which is 1,307 square feet.

What are the property taxes for 1 Central Ave?

The most recent public record shows annual property taxes for 1 Central Ave were approximately $2,205. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 1 Central Ave still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

Popular Home Searches in Ridgely, MD


Search Nearby Cities


Search Nearby Counties


Search Nearby Postal Codes

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 14, 2026 at 07:36AM | Source: Bright | MLS#: MDCM2007542