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Closing help AND a 4.99% rate at Armory Hills! This private enclave of just 9 modern, 3-story garage townhomes in Prince Frederick offers 4 bedrooms, 3 full and 1 half baths, and a chef-inspired kitchen with a large island, eat-in dining and energy-efficient appliances that opens to the family room. Upstairs, you’ll find generous bedrooms, convenient laundry and a primary bath with walk-in shower. Close to Calvert County shopping and dining. Priced from the mid-$400s. Qualified buyers who use our preferred lender and title company can receive $20,000 in closing help AND a 30-year fixed rate of 4.99% (6.105% APR)* with as little as 3% down. Offer applies to buyers who go under contract by 12/31/2026. Restrictions apply; loan terms depend on buyer qualifications and financials. Schedule your private tour today! *Rate and APR accurate as of 11/11/2026; based on a $300,000 sales price, 3% down and a minimum 620 credit score. Payment on a $291,000 30-year fixed loan would be $1,560.37, not including taxes and insurance. Subject to credit approval; may change without notice. Equal Housing Opportunity.

Highlights

  • Residential
  • Townhouse
  • New Construction
  • Built in 2026
  • 0.05 Acre Lot
  • $192/mo HOA
  • 1 Car Garage
  • 53 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    2026
  • Architectural Style
    Colonial
  • Foundation
    Slab
  • Garage Spaces
    1.0
  • Parking Features
    Driveway, Attached, Garage, Inside Entrance
  • Living Area
    2237.0
  • Interior Features
    Walk-In Closet(s), Pantry, Kitchen Island, Open Floorplan
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Electric Oven
  • Pool Features
    None
  • Cooling
    Central Air, Electric, Heat Pump
  • Heating
    Electric, Heat Pump

  • Acres
    0.05
  • Utilities
    Cable Available, Phone Available
  • Water
    Public

  • County
    Calvert
  • City
    Prince Frederick
  • Neighborhood
    NONE AVAILABLE
  • Zip Code
    20678

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Frequently Asked Questions

How do I schedule a tour of 282 Tophers Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 282 Tophers Trl.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 282 Tophers Trl?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $454,990. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Prince Frederick, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 282 Tophers Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 282 Tophers Trl at around $2,620. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 282 Tophers Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Calvert County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 282 Tophers Trl?

In most cases, yes. Whether 282 Tophers Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Prince Frederick's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 282 Tophers Trl?

We can handle that for you. Our preferred local agent specializes in residentials in Prince Frederick and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $454,990 with 2,237 sqft of space—that comes out to approximately $203 per square foot.

How long has this property been on the market?

282 Tophers Trl was listed on September 22, 2026, which means it's been on the market for 53 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

282 Tophers Trl sits on a 0.05-acre lot, which is 2,178 square feet.

What are the property taxes for 282 Tophers Trl?

The most recent public record shows annual property taxes for 282 Tophers Trl were approximately $367. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $192 paid monthly.

Is 282 Tophers Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 14, 2026 at 07:16AM | Source: Bright | MLS#: MDCA2030730