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Welcome to this spacious home offering over 4,000 square feet of finished living space with room for everyone and plenty of space to entertain! The main level features a welcoming kitchen overlooking the family room, plus a bright morning room with access to the incredible backyard. Bedroom with attached full bath on the main level, providing flexibility for guests and/or multi-generational living. Upstairs, you'll find three additional bedrooms, including a spacious primary suite with updated bath. The finished lower level offers even more living space with a large recreation room, full bath, generous storage/workshop area, and walk-out access to the yard. Outside, enjoy a large, level and cleared backyard with a spacious patio—perfect for gatherings, play, and outdoor entertaining. Additional highlights include a 2-car attached garage, two large sheds for ample storage and a full house generator. Conveniently located with easy access to Route 4 and just a short drive to local shopping, dining, and everyday conveniences. Located in a Blue Ribbon school district, this home checks all the boxes…. Don’t wait!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2001
  • 1.0 Acre Lot
  • 2 Car Garage
  • 4 days on Market

  • Bedrooms
    4
  • Bathrooms
    4 full · 1 half
  • Year Built
    2001
  • Architectural Style
    Colonial
  • Construction Materials
    Vinyl Siding
  • Foundation
    Permanent
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Garage Door Opener, Asphalt, Garage
  • Living Area
    4067.0
  • Interior Features
    Ceiling Fan(s), Bar, Kitchen Island
  • Appliances
    Dishwasher, Electric Water Heater, Refrigerator, Oven, Double Oven, Water Heater
  • Flooring
    Carpet, Wood
  • Furnished
    Unfurnished
  • Exterior Features
    Lighting
  • Patio And Porch
    Patio, Porch
  • Pool Features
    None
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Heat Pump
  • Basement
    Finished, Walk-Out Access, Exterior Entry

  • Acres
    1.0
  • Lot Features
    Level, Back Yard, Front Yard
  • Water
    Well

  • County
    Calvert
  • City
    Owings
  • Neighborhood
    FRIDAY CREEK ESTATES
  • Zip Code
    20736

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Frequently Asked Questions

How do I schedule a tour of 7130 Decoy Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 7130 Decoy Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 7130 Decoy Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $739,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Owings, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 7130 Decoy Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 7130 Decoy Dr at around $4,791. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 7130 Decoy Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Calvert County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 7130 Decoy Dr?

In most cases, yes. Whether 7130 Decoy Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Owings's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 7130 Decoy Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Owings and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $739,900 with 4,067 sqft of space—that comes out to approximately $182 per square foot.

How long has this property been on the market?

7130 Decoy Dr was listed on November 04, 2026, which means it's been on the market for 4 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2001, making it approximately 25 years old.

What is the lot size of this property?

7130 Decoy Dr sits on a 1.0-acre lot, which is 43,560 square feet.

What are the property taxes for 7130 Decoy Dr?

The most recent public record shows annual property taxes for 7130 Decoy Dr were approximately $6,961. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 7130 Decoy Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 08, 2026 at 03:07PM | Source: Bright | MLS#: MDCA2031482