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Welcome to 550 W Mount Harmony Road! Nestled on a serene, wooded one-acre lot in Calvert County, this beautifully updated home offers a peaceful retreat with inviting living spaces, modern finishes, and plenty of room to enjoy both indoors and out. Conveniently located just two minutes from Route 4 and situated in the sought-after Northern High School district, this property offers a wonderful combination of privacy and accessibility. Move in stress-free, major systems have been updated in the last few years: New complete septic system – 2019 New complete drilled Well, pump, tank - 2020 New Heat pump and air handler system – 2019 New Roof – 2026 New Fridge, Dishwasher, OTR Micro – 2026 From the moment you arrive, the inviting front porch sets the tone, offering an ideal spot for rocking chairs, morning coffee, and taking in the natural beauty of the property. Inside, you'll find 2,136 square feet of thoughtfully designed living space with a layout that offers both room to gather and places to unwind. Fresh paint, new carpet, and luxury vinyl plank flooring add to the home's refreshed appeal. The main level features a cozy, carpeted living room, a dedicated dining area, and a bright, open-concept kitchen and family room filled with natural light. The beautifully updated kitchen features crisp white cabinetry, granite countertops, a deep sink, and new stainless steel appliances, including a refrigerator, dishwasher, and over-the-range microwave (2026). Luxury vinyl plank flooring flows throughout the dining room, kitchen, and family room, tying the spaces together beautifully. A convenient half bath and laundry room with direct access to the attached garage complete the main level. Upstairs, you'll find three bedrooms, including a spacious owner's suite featuring two closets and a private en-suite bathroom. Two additional bedrooms and a full hallway bathroom provide plenty of flexibility for guests, a home office, or additional living needs. Beyond the cosmetic updates, this home offers significant improvements to its major systems, including a complete septic system replacement (2019), a new drilled well, pump, and pressure tank (2020), a new heat pump and air handler system (2019), and a brand-new roof (2026). Step outside to enjoy the rear deck overlooking the surrounding woods, offering a peaceful setting for relaxing, entertaining, or simply enjoying the outdoors. With an attached garage, a full acre of land, and no HOA, this property offers the space and freedom to truly make it your own. If you've been searching for an updated home with major improvements already completed, room to spread out, and a private setting without sacrificing convenience, this one deserves a closer look! Just minutes from Route 4 and located in the Northern school district, 550 W Mount Harmony Road offers so much to appreciate. Schedule your private showing today!

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    1980
  • Architectural Style
    Colonial
  • Construction Materials
    Vinyl Siding, Brick
  • Foundation
    Block
  • Garage Spaces
    1.0
  • Parking Features
    Driveway, Attached, Garage Door Opener, Garage, Off Site
  • Living Area
    2136.0
  • Interior Features
    Ceiling Fan(s)
  • Appliances
    Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Electric Oven, Ice Maker, Exhaust Fan, Built-In Range
  • Pool Features
    None
  • Cooling
    Ceiling Fan(s), Electric, Heat Pump
  • Heating
    Electric, Heat Pump, Exhaust Fan
  • Basement
    Crawl Space

  • Acres
    1.01
  • Water
    Well

  • County
    Calvert
  • City
    Owings
  • Neighborhood
    NONE AVAILABLE
  • Zip Code
    20736
  • High School
    NORTHERN
  • Middle School
    NORTHERN
  • Elementary School
    MOUNT HARMONY

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Frequently Asked Questions

How do I schedule a tour of 550 W Mount Harmony Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 550 W Mount Harmony Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 550 W Mount Harmony Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $419,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Owings, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 550 W Mount Harmony Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 550 W Mount Harmony Rd at around $2,785. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 550 W Mount Harmony Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Calvert County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 550 W Mount Harmony Rd?

In most cases, yes. Whether 550 W Mount Harmony Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Owings's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 550 W Mount Harmony Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Owings and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $419,900 with 2,136 sqft of space—that comes out to approximately $197 per square foot.

How long has this property been on the market?

550 W Mount Harmony Rd was listed on November 01, 2026, which means it's been on the market for 12 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1980, making it approximately 46 years old.

What is the lot size of this property?

550 W Mount Harmony Rd sits on a 1.01-acre lot, which is 43,996 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: MOUNT HARMONY
  • Middle: NORTHERN
  • High: NORTHERN

Want to see how these schools compare? Check out our Calvert County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 550 W Mount Harmony Rd?

The most recent public record shows annual property taxes for 550 W Mount Harmony Rd were approximately $4,746. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 550 W Mount Harmony Rd still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 13, 2026 at 10:55AM | Source: Bright | MLS#: MDCA2031410