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Luxury Waterfront Living with Private Deeded Boat Slip in the exclusive gated community of Waters Edge at Seneca Creek! This former model home is just a few years old and loaded with upgrades, premium finishes, and breathtaking water views from nearly every level. This elegant 4-bedroom, 4-bath home offers over four levels of thoughtfully designed living space. The entry level welcomes you with custom built-ins, ceramic flooring, a spacious two-car garage, abundant storage, and a workshop area with walkout access to the yard. The main living level features an open-concept design with hardwood floors, abundant natural light, and spectacular water views. The gourmet kitchen is appointed with granite countertops, stainless steel Energy Star appliances, a gas range, oversized center island, breakfast area, and 42-inch white shaker cabinetry. Step outside to the expansive 26' x 14' composite deck overlooking Seneca Creek—perfect for entertaining or simply enjoying the stunning water views and natural surroundings. Upstairs, the luxurious primary suite includes a private sitting area with water views and a spa-inspired bath. Two additional generously sized bedrooms, a full bath, and conveniently located laundry complete this level. The top-floor loft provides exceptional flexibility as a bedroom, family room, home office, fitness space, or guest retreat. Complete with a wet bar, half bath, and access to a stunning 16' x 12' rooftop deck, this level offers some of the home's most spectacular waterfront views. Boating enthusiasts will appreciate deeded ownership of Slip #2 at the maintenance free community pier. Improvements include four additional pilings creating 2 slips- one with a 15,000-pound Magnum boat lift, and electrical service for both wet and dry dock capabilities, providing direct access to Seneca Creek and the Chesapeake Bay. Never mow another lawn or pull another weed as your HOA takes care of landscaping and lawn maintenance as well as upkeep of the community's private dock and beach area. Rarely does a home combine luxury finishes, panoramic water views, private boating access, and low-maintenance living so seamlessly. Move-in ready and truly one of the area’s premier waterfront offerings.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2019
  • 0.06 Acre Lot
  • $472/mo HOA
  • Waterfront
  • 2 Car Garage
  • 142 days on Market

  • Bedrooms
    4
  • Bathrooms
    2 full · 2 half
  • Year Built
    2019
  • Architectural Style
    Colonial, Coastal
  • Construction Materials
    Cement Siding, HardiPlank Type, Blown-In Insulation, Batts Insulation
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Attached, Garage Door Opener, Asphalt, Garage, Inside Entrance
  • Living Area
    2600.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Pantry, Bar, Kitchen Island, Other, Recessed Lighting, High Ceilings, Open Floorplan, Crown Molding, Built-in Features
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Gas Range, Gas Oven, Range Hood, Stainless Steel Appliance(s), Ice Maker, Water Heater, Exhaust Fan, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator
  • Flooring
    Hardwood, Carpet, Ceramic Tile, Wood
  • Exterior Features
    Lighting, Balcony
  • Patio And Porch
    Deck
  • Pool Features
    None
  • Security Features
    Security Lights, Security Gate
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Heat Pump, Propane, Exhaust Fan

  • Acres
    0.06
  • Lot Features
    Cleared, Waterfront, Cul-De-Sac
  • Water Front Features
    Lake, River Front
  • Water Front
    Yes
  • View
    Water, River, Harbor
  • Water
    Public

  • County
    Baltimore
  • City
    Middle River
  • Neighborhood
    WATERS EDGE
  • Zip Code
    21220

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Frequently Asked Questions

How do I schedule a tour of 519 Schmidt Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 519 Schmidt Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 519 Schmidt Rd?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $799,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Middle River, and can even get you in to see the property quickly.

How do I get a virtual tour of 519 Schmidt Rd?

Yes! A virtual tour is available for 519 Schmidt Rd. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 519 Schmidt Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 519 Schmidt Rd at around $5,066. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 519 Schmidt Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Baltimore County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 519 Schmidt Rd?

In most cases, yes. Whether 519 Schmidt Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Middle River's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 519 Schmidt Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Middle River and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $799,999 with 2,600 sqft of space—that comes out to approximately $308 per square foot.

How long has this property been on the market?

519 Schmidt Rd was listed on June 17, 2026, which means it's been on the market for 142 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2019, making it approximately 7 years old.

What is the lot size of this property?

519 Schmidt Rd sits on a 0.06-acre lot, which is 2,614 square feet.

What are the property taxes for 519 Schmidt Rd?

The most recent public record shows annual property taxes for 519 Schmidt Rd were approximately $8,741. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $472 paid monthly.

This covers access to community features including: Gated, Boat Dock, Beach Access, Boat Slip, Powered Boats Allowed.

Is 519 Schmidt Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 06, 2026 at 05:17AM | Source: Bright | MLS#: MDBC2166406