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A RARE 13 FT DEEP WATER on Mill Creek: Covered boathouse, 3 lifts, and private ADU. Some waterfront homes give a view; this is a LIFESTYLE. Set along approximately 110 ft. of protected waterfront on Mill Creek, this distinctive three-level contemporary residence offers exceptional combo of space, natural light, expansive water views, and some serious entertaining and boating amenities. Mill Creek connects directly to the Patuxent River, Chesapeake Bay, and beyond... providing a remarkable setting for boating, fishing, crabbing, or just exploring the beauty of the Chesapeake waterways. With approximately 13 ft of water depth, the waterfront's as functional as it is beautiful. A generous private pier with substantial electrical service is complemented by it's grandfathered covered boathouse, 2 electric boat lifts, powered jet ski lift, multiple docking possibilities (deep water capable of accommodating substantial vessels). Whether your days are spent boating on the Patuxent or Chesapeake, fishing, exploring oyster growing opportunities, or simply watching the sunset over the water from your own backyard, this property was made for life on the Chesapeake. Inside, the 4 bedroom, 4 bathroom, main residence includes several flex or bonus rooms to accommodate any family's needs and unfolds across three finished levels that are designed to capture the setting. Vaulted ceilings and an abundance of windows and sliding glass doors fill the home with natural light while drawing your attention back to Mill Creek. Expansive balconies and outdoor living spaces extend the home toward the shoreline, including a private Juliet balcony off the primary suite... an intimate place to begin or end your day on the water. This home blends character with generous living space, featuring stain grade trim, solid six-panel doors, and electric fireplaces on two levels. The kitchen offers granite counter tops, while the spacious primary suite includes a walk in closet, additional attic storage, and an expansive en-suite bath. The finished lower level is an entertainer's destination, complete with an impressive 14 ft wood and stone full bar, pool table, full size refrigerator, full bath, office, and a flexible gathering/sitting area... perfect for entertaining or unwinding with family after a day on the water. And the VERSATILITY doesn't end with the main residence! A detached two-car garage includes a spacious and updated separate living area with heating/cooling, updated full bath, bedroom, sitting space/work/flex space. Whether envisioned for guests, extended family, multi-generational living, private office, studio or retreat... the possibilities are endless. This private area provides a level of flexibility rarely found in a waterfront property. For additional storage and workspace, a freestanding wooden storage shed is currently configured as a workshop and boat storage area alongside the home. It offers a practical space for tools, equipment, boating gear storage - especially valuable for those who intend to make full use of the property's exceptional waterfront amenities. Arrival is equally convenient, with a horseshoe-shaped driveway providing easy access, convenient off-street parking for 10+ vehicles and ample room for guests. Additional features include a 4 season room, outdoor dining/patio areas, and emergency generator. But the specs only begin to tell the story. This is morning coffee on Mill Creek. Boats waiting on your own pier. Long evenings on your balconies with the sunset reflected on protected water. It's the freedom to leave your backyard by boat and follow Mill Creek to the Patuxent River, the Chesapeake Bay, and beyond! Three levels. Approximately 110 feet of Mill Creek waterfront. Exceptional private boating infrastructure with expansive indoor/outdoor living. This isn't simply a waterfront home. Its a rare opportunity to own the Chesapeake lifestyle from your own front door!

Highlights

  • Residential
  • Single Family Residence
  • Built in 1984
  • 0.39 Acre Lot
  • $415/yr HOA
  • Waterfront
  • 2 Car Garage
  • 62 days on Market

  • Bedrooms
    5
  • Bathrooms
    4 full · 1 half
  • Year Built
    1984
  • Stories
    3.0
  • Architectural Style
    Contemporary
  • Construction Materials
    Vinyl Siding, Brick
  • Foundation
    Brick/Mortar
  • Garage Spaces
    2.0
  • Parking Features
    Driveway, Paved, Garage Door Opener, Asphalt, Garage, Detached, Off Street, Circular Driveway, Inside Entrance
  • Living Area
    4274.0
  • Appliances
    Dishwasher, Microwave, Refrigerator, Washer, Cooktop, Oven, Gas Water Heater, Water Heater, Trash Compactor, Exhaust Fan
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Storage, Balcony
  • Patio And Porch
    Patio, Deck, Porch, Screened
  • Pool Features
    None
  • Security Features
    Security System
  • Cooling
    Other, Geothermal
  • Heating
    Forced Air, Electric, Heat Pump, Geothermal, Exhaust Fan
  • Basement
    Finished, Walk-Out Access, Interior Entry, Exterior Entry

  • Acres
    0.39
  • Lot Features
    Waterfront, Other, Back Yard, Front Yard
  • Water Front Features
    River Front
  • Water Front
    Yes
  • View
    Trees/Woods, Water, Bay, River
  • Water
    Well

  • County
    Calvert
  • City
    Lusby
  • Neighborhood
    DRUM POINT
  • Zip Code
    20657
  • High School
    PATUXENT
  • Middle School
    MILL CREEK
  • Elementary School
    DOWELL

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Frequently Asked Questions

How do I schedule a tour of 301 Deer Dr?

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How do I get more information about 301 Deer Dr?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 4 bath, listed for $1,200,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Lusby, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 301 Deer Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 301 Deer Dr at around $7,579. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 301 Deer Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Calvert County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 301 Deer Dr?

In most cases, yes. Whether 301 Deer Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Lusby's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 301 Deer Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Lusby and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,200,000 with 4,274 sqft of space—that comes out to approximately $281 per square foot.

How long has this property been on the market?

301 Deer Dr was listed on September 13, 2026, which means it's been on the market for 62 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1984, making it approximately 42 years old.

What is the lot size of this property?

301 Deer Dr sits on a 0.39-acre lot, which is 16,988 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: DOWELL
  • Middle: MILL CREEK
  • High: PATUXENT

Want to see how these schools compare? Check out our Calvert County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 301 Deer Dr?

The most recent public record shows annual property taxes for 301 Deer Dr were approximately $8,996. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $415 paid annually.

This covers access to community features including: Beach Access, Boating, Boat Slip.

Is 301 Deer Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 14, 2026 at 09:56AM | Source: Bright | MLS#: MDCA2030464