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2148 Chestnut Ln , Frederick, MD 21702

$869,999

4
beds
3 full · 2 half
baths
7,434
sqft
2006
year built

An Exceptional Estate-Sized Retreat with Breathtaking Views, Luxurious Living Spaces & Unforgettable Outdoor Amenities! Tucked away at the end of desirable Chestnut Lane, this impressive estate-sized residence offers elegance, comfort, privacy, and functionality. Backing to picturesque farmland with beautiful mountain views and spectacular sunsets, this exceptional property provides a peaceful setting with beautifully appointed living spaces and thoughtful upgrades throughout. Move-in ready and designed for both entertaining and everyday living, this home truly offers something for everyone. The dramatic two-story foyer makes an unforgettable first impression, featuring gorgeous Brazilian cherry hardwood flooring and an elegant staircase. The gourmet kitchen offers an oversized center island, granite countertops, spacious walk-in pantry, and stainless steel appliances, all replaced within the past year. The adjoining sunroom provides a wonderful extension of the living space, perfect for additional dining or relaxing. The spectacular two-story family room showcases soaring ceilings, elegant coffered details, a custom accent wall, and a striking stacked stone fireplace. A private main-level office with French doors is ideal for working from home, while the formal living and dining rooms offer sophisticated entertaining spaces featuring a bay window, tray ceiling, crown molding, and decorative columns. A convenient butler's pantry connects the dining room to the kitchen. Additional highlights include a rear staircase, spacious laundry room with abundant storage, and separate mudroom. Upstairs, the impressive primary suite serves as a private retreat, offering a spacious sitting area, tray ceiling, dual walk-in closets, and luxurious en-suite bath. Bedrooms two and three share a Jack-and-Jill bathroom, while bedroom four features its own private bath and large walk-in closet. The finished walk-out lower level provides incredible additional living and entertaining space. Enjoy movie nights in the dedicated home theater, with seating and equipment conveying, or gather in the spacious recreation room featuring a gas fireplace. A kitchenette with wine refrigerator adds convenience, while a generously sized bonus room offers endless possibilities for a fitness studio, hobby space, playroom, or additional office. Step outside to your own private backyard retreat! The fully fenced yard offers privacy and wonderful outdoor entertaining options, including a deck, patio, and storage shed. A standout feature is the Michael Phelps Challenger 19 D Swim Spa, approximately four years old with an original cost of approximately $50,000, offering the luxury of swimming, exercise, and relaxation right at home. Additional features include a brand-new hot water heater installed in July 2026 and exceptionally low HOA fees of just $46 per quarter. With its impressive scale, versatile living spaces, extensive upgrades, finished walk-out lower level, resort-inspired backyard amenities, and beautiful setting overlooking farmland and mountain views, this remarkable home offers a rare opportunity to enjoy space, privacy, and luxury in one exceptional package. A truly special property with room to live, work, entertain, and make lasting memories!

  • Bedrooms
    4
  • Bathrooms
    3 full · 2 half
  • Year Built
    2006
  • Architectural Style
    Colonial
  • Construction Materials
    Brick Veneer
  • Foundation
    Other
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Asphalt, Garage
  • Living Area
    7434.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Vaulted Ceiling(s), Pantry, Kitchen Island, Recessed Lighting, High Ceilings, Crown Molding, Tray Ceiling(s), Built-in Features, Soaking Tub
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Cooktop, Double Oven, Gas Water Heater, Stainless Steel Appliance(s), Ice Maker, Exhaust Fan
  • Flooring
    Vinyl, Carpet, Ceramic Tile, Wood
  • Exterior Features
    Storage
  • Patio And Porch
    Patio, Deck
  • Pool Features
    Pool/Spa Combo, Private, Lap
  • Cooling
    Ceiling Fan(s), Central Air, Electric, Zoned
  • Heating
    Forced Air, Natural Gas, Zoned, Exhaust Fan
  • Basement
    Finished, Full, Walk-Out Access, Exterior Entry

  • Acres
    0.34
  • View
    Mountain(s), Pasture
  • Water
    Public

  • County
    Frederick
  • City
    Frederick
  • Neighborhood
    WALNUT RIDGE
  • Zip Code
    21702
  • High School
    FREDERICK
  • Middle School
    WEST FREDERICK
  • Elementary School
    WHITTIER

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Frequently Asked Questions

How do I schedule a tour of 2148 Chestnut Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2148 Chestnut Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2148 Chestnut Ln?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $869,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Frederick, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 2148 Chestnut Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2148 Chestnut Ln at around $6,279. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2148 Chestnut Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Frederick County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2148 Chestnut Ln?

In most cases, yes. Whether 2148 Chestnut Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Frederick's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2148 Chestnut Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Frederick and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $869,999 with 7,434 sqft of space—that comes out to approximately $117 per square foot.

How long has this property been on the market?

2148 Chestnut Ln was listed on November 08, 2026, which means it's been on the market for 5 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2006, making it approximately 20 years old.

What is the lot size of this property?

2148 Chestnut Ln sits on a 0.34-acre lot, which is 14,810 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: WHITTIER
  • Middle: WEST FREDERICK
  • High: FREDERICK

Want to see how these schools compare? Check out our Frederick County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 2148 Chestnut Ln?

The most recent public record shows annual property taxes for 2148 Chestnut Ln were approximately $15,934. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $45 paid quarterly.

Is 2148 Chestnut Ln still available for sale?

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 13, 2026 at 02:34AM | Source: Bright | MLS#: MDFR2091778