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100% Financing Available! Nestled in the charming Owings Beach community, this ranch-style home offers a perfect blend of warmth and comfort , ideal for those seeking a serene lifestyle just blocks from the stunning Chesapeake Bay. With 1,420 square feet of thoughtfully designed living space, this residence features three bedrooms and two full bathrooms, ensuring ample room for relaxation and entertaining. Step inside to new vinyl plank flooring that flows seamlessly throughout. The traditional floor plan enhances the home's spaciousness, highlighted by a combination dining and living area that invites gatherings and cherished moments. The eat-in kitchen is equipped with stainless steel appliances, including a built-in microwave, self-cleaning oven, and dishwasher, making meal preparation a breeze. Additional features include freshly painted, ceiling fans for year-round comfort, custom window treatments that offer privacy and style. Recent improvements include a remediated & rebuilt crawl space, 2024 new insulation done in the attic, new roof in 2024 and new hot water heater. Enjoy outdoor living on the patio, perfect for al fresco dining or simply unwinding in the fresh air. You will love the 16' X 16' out building with so many possibilities. For those who appreciate the outdoors, this home offers private access to the Chesapeake Bay, just a short stroll away. Engage in activities such as canoeing, kayaking, and fishing. The rear yard offers a tranquil retreat, ideal for gardening or enjoying the serene garden/lawn views. Parking is convenient with a dedicated driveway, ensuring ease of access for you and your guests. This property is not just a home; it's a lifestyle. Experience the perfect blend of comfort and outdoor adventure in this lovely Owings Beach residence. Embrace the opportunity to make this property your own and enjoy the lifestyle it offers.

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1940
  • Architectural Style
    Ranch/Rambler
  • Construction Materials
    Vinyl Siding
  • Parking Features
    Driveway
  • Living Area
    1420.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Oven, Electric Oven, Stainless Steel Appliance(s), Ice Maker, Water Heater
  • Flooring
    Vinyl
  • Exterior Features
    Lighting
  • Patio And Porch
    Patio
  • Pool Features
    None
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Forced Air, Oil
  • Basement
    Crawl Space

  • Acres
    0.14
  • Lot Features
    Back Yard
  • View
    Garden
  • Utilities
    Cable Available
  • Water
    Well

  • County
    Anne Arundel
  • City
    Deale
  • Neighborhood
    OWINGS BEACH
  • Zip Code
    20751
  • High School
    SOUTHERN
  • Middle School
    SOUTHERN
  • Elementary School
    DEALE

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Frequently Asked Questions

How do I schedule a tour of 613 Charles Ave?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 613 Charles Ave.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 613 Charles Ave?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $439,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Deale, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 613 Charles Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 613 Charles Ave at around $2,828. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 613 Charles Ave?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Anne Arundel County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 613 Charles Ave?

In most cases, yes. Whether 613 Charles Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Deale's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 613 Charles Ave?

We can handle that for you. Our preferred local agent specializes in residentials in Deale and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $439,900 with 1,420 sqft of space—that comes out to approximately $310 per square foot.

How long has this property been on the market?

613 Charles Ave was listed on September 29, 2026, which means it's been on the market for 44 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1940, making it approximately 86 years old.

What is the lot size of this property?

613 Charles Ave sits on a 0.14-acre lot, which is 6,098 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: DEALE
  • Middle: SOUTHERN
  • High: SOUTHERN

Want to see how these schools compare? Check out our Anne Arundel County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 613 Charles Ave?

The most recent public record shows annual property taxes for 613 Charles Ave were approximately $3,900. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 613 Charles Ave still available for sale?

This home is under contract, but may still accept backup offers. Click ♥ to track updates or connect with our local expert to see if it's still worth pursuing.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 12, 2026 at 12:56AM | Source: Bright | MLS#: MDAA2158024