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Stunning Newly Built Duplex in the Heart of Cumberland, MD! Welcome to this beautifully crafted 4-bedroom, 3-bathroom duplex, offering modern comfort and style in the revitalized city of Cumberland, Maryland. This home boasts an open kitchen floor plan with sleek stainless steel appliances, elegant granite countertops, and contemporary light fixtures, creating a warm and inviting space perfect for entertaining. Designed with both functionality and luxury in mind, this home provides spacious bedrooms, spa-inspired bathrooms, and ample natural light throughout. Whether you're a growing family or looking for an investment opportunity, this duplex is a perfect blend of modern living and historic charm. Why Live in Cumberland? Nestled along the Potomac River, Cumberland serves as the commercial and business hub for Western Maryland and the Potomac Highlands of West Virginia. The city is undergoing an exciting revitalization, with efforts focused on downtown restoration, new business development, and improved infrastructure, making it a fantastic place to call home. Enjoy easy access to: Thriving local shops, restaurants, and cultural attractions, Beautiful parks and outdoor recreation, including the Great Allegheny Passage, Convenient commuter routes to larger metropolitan areas and A strong sense of community with a growing economy. Don’t miss your chance to be part of Cumberland’s bright future while enjoying the perks of a newly built, modern home. Schedule your showing today!

Highlights

  • Residential
  • Townhouse
  • New Construction
  • Built in 2024
  • 0.04 Acre Lot
  • 72 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2024
  • Architectural Style
    Colonial
  • Construction Materials
    Vinyl Siding, Cement Siding, Other, Concrete, Blown-In Insulation, Batts Insulation
  • Foundation
    Slab, Concrete Perimeter, Permanent
  • Parking Features
    On Street, Off Street, Alley Access
  • Living Area
    1858.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Kitchen Island, Other, Recessed Lighting, Open Floorplan, Soaking Tub
  • Appliances
    Dishwasher, Electric Water Heater, Microwave, Disposal, ENERGY STAR Qualified Water Heater, Stainless Steel Appliance(s), ENERGY STAR Qualified Appliances
  • Flooring
    Laminate, Vinyl, Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Pool Features
    None
  • Cooling
    Central Air, Electric
  • Heating
    Forced Air, Electric, Central

  • Acres
    0.04
  • Water
    Public

  • Area
    N Cumberland - Allegany County (MDAL1)
  • County
    Allegany
  • City
    Cumberland
  • Neighborhood
    NONE AVAILABLE
  • Zip Code
    21502
  • High School
    ALLEGANY
  • Middle School
    BRADDOCK
  • Elementary School
    NORTHEAST

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Frequently Asked Questions

How do I schedule a tour of 309 Arch?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 309 Arch.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 309 Arch?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $275,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Cumberland, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 309 Arch?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 309 Arch at around $1,836. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 309 Arch?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Allegany County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 309 Arch?

In most cases, yes. Whether 309 Arch is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Cumberland's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 309 Arch?

We can handle that for you. Our preferred local agent specializes in residentials in Cumberland and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $275,000 with 1,858 sqft of space—that comes out to approximately $148 per square foot.

How long has this property been on the market?

309 Arch was listed on September 04, 2026, which means it's been on the market for 72 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2024, making it approximately 2 years old.

What is the lot size of this property?

309 Arch sits on a 0.04-acre lot, which is 1,742 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: NORTHEAST
  • Middle: BRADDOCK
  • High: ALLEGANY

Want to see how these schools compare? Check out our Allegany County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 309 Arch?

The most recent public record shows annual property taxes for 309 Arch were approximately $3,258. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 309 Arch still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: November 15, 2026 at 08:57AM | Source: Bright | MLS#: MDAL2015804