- 3
- beds
- 3
- baths
- 2,174
- sqft
- 1959
- year built
- Status:
- ACTIVE-BRIGHT
- MLS #:
- MDHR2061708
- Neighborhood:
- WORTHINGTON HEIGHTS
- County:
- Harford
- Listed By:
- Christopher Matthew Kotula - Realty Plus Associates
- Agent Phone:
- (443) 207-2330
- Agent Email:
- chris@410homegroup.com
Sponsoring Broker: Jennifer Staats, ez Home Search, Inc.
Special financing options available through preferred lender! Qualified applicants may take advantage of 0% down payment programs and interest rates as low as 4%. Helping you lower your payment or reduce your cash to close. Financing terms subject to change and based on buyer qualification. Contact the listing agent for full details. Welcome to 9 Stuart Terrace, a well cared for home on a huge .52 acre lot, one of the biggest lots in the neighborhood. Built in 1958 by Dr. Komura, MD, this home was built to last, with quality construction you can feel the moment you walk in. It is so much bigger inside than it looks from the street, with plenty of room to live, work, and grow. Hardwood floors run under the carpet throughout the first floor, ready to be uncovered whenever you like. The lower level was designed as an office or in-law suite and has its own private entrance and driveway. It is a great setup for multi-generational living or a home office, and it offers the potential for a separate apartment with rental income. The property has two driveways: a horseshoe driveway at the front of the home, and a second driveway that wraps around to the lower level entrance. Out back, the beautiful 10x20 Trex deck is a great place to enjoy your morning cup of coffee or entertain guests while overlooking the big yard. Other features include well water with a 5 year old whole house water purification system, central air, and oil-fired hot water baseboard heat with two zones. Move right in and enjoy, then make it your own over time. Homes with this much land and this much space do not come along often in Bel Air. Do not miss this beautiful home. Schedule your showing today!
Highlights
- Residential
- Single Family Residence
- Built in 1959
- 0.52 Acre Lot
- 1 Car Garage
- 12 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 3
-
- Year Built
- 1959
-
- Architectural Style
- Ranch/Rambler
-
- Construction Materials
- Brick
-
- Foundation
- Block, Permanent
-
- Garage Spaces
- 1.0
-
- Parking Features
- Driveway, Attached, Oversized, Asphalt, Garage, On Street, Off Street, Inside Entrance
-
- Living Area
- 2174.0
-
- Appliances
- Electric Water Heater
-
- Pool Features
- None
-
- Cooling
- Electric, Other
-
- Heating
- Baseboard, Oil
-
- Basement
- Full, Walk-Out Access, Partially Finished, Exterior Entry
-
- Acres
- 0.52
-
- Water
- Well
-
- County
- Harford
-
- City
- Bel Air
-
- Neighborhood
- WORTHINGTON HEIGHTS
-
- Zip Code
- 21014
-
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Estimated Value
$408,365
Estimated Sales Price Range:
$285,855 - $530,874
Source: Constellation Data Labs
Price History
| 10/31/2026 | Listed | $499,999 |
| Source: Bright #MDHR2061708 | ||
Source: MLS Data
Deed History
| 12/12/2024 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 10/19/2009 | Reverse Mortgage / HECM | $412,500 |
| 03/08/2006 | Credit Line (Revolving) / HELOC | $100,000 |
Source: Public records via Constellation Data Labs
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Similar Listings
Look Throughout Bel Air
There are currently 20 properties available in Bel Air, with 3 under contract to close soon. Properties in the city have an average sale price of $271,033 and typically spend 81 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 1 zip codes in Harford County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 9 Stuart Terrace?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 9 Stuart Terrace.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 9 Stuart Terrace?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $499,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Bel Air, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 9 Stuart Terrace?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 9 Stuart Terrace at around $3,172. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 9 Stuart Terrace?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Harford County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 9 Stuart Terrace?
In most cases, yes. Whether 9 Stuart Terrace is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Bel Air's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 9 Stuart Terrace?
We can handle that for you. Our preferred local agent specializes in residentials in Bel Air and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $499,999 with 2,174 sqft of space—that comes out to approximately $230 per square foot.
How long has this property been on the market?
9 Stuart Terrace was listed on October 31, 2026, which means it's been on the market for 12 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1959, making it approximately 67 years old.
What is the lot size of this property?
9 Stuart Terrace sits on a 0.52-acre lot, which is 22,651 square feet.
What are the property taxes for 9 Stuart Terrace?
The most recent public record shows annual property taxes for 9 Stuart Terrace were approximately $3,919. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 9 Stuart Terrace still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.
Last Updated: November 12, 2026 at 05:06AM | Source: Bright | MLS#: MDHR2061708
